• Invest also in experiences

    Invest also in experiences

    It is the second week of January and we have to go back to work and be ready for the year. First things first, flashback of the Festive season and how joyous it was. The good thing with our office is that we are six of us and hence stories…

  • Mastering MMFs, SACCOs, and T-Bills in 30 Days

    Mastering MMFs, SACCOs, and T-Bills in 30 Days

    From Paycheck-to-Paycheck to Strategic Investor: In Kenya, the phrase “pesa mkononi” (money in hand) often feels like a trap. If it’s in your pocket or a standard savings account, it’s losing value to inflation or disappearing into “unconscious spending.” To stop feeling broke, you need to move your money into…

  • Navigating the 2026 Investment Landscape

    Navigating the 2026 Investment Landscape

    A Guide to Collective Investment Schemes The financial world in 2026 looks different from what it did a few years ago. With the Kenyan Shilling’s purchasing power having shifted significantly, simply saving money in a bank account isn’t enough. To grow your wealth—or even just protect it—you need to understand…

  • The Great Turnover: From Debt-Trapped to Debt-Free

    The Great Turnover: From Debt-Trapped to Debt-Free

    If you feel trapped, it’s not because you’re “bad with money.” It’s because the system is designed to keep you in a cycle of borrowing to pay back borrowing. Here is your step-by-step road map to turn the tide in 2026. Step 1: The “Financial Autopsy” You cannot fight an…

  • Stop Feeling Broke: The 30-Day Roadmap to Guilt-Free Spending

    Stop Feeling Broke: The 30-Day Roadmap to Guilt-Free Spending

    How to move from financial anxiety to a “Conscious Spending Plan” without cutting back on what you love Whether you are earning your first paycheck or managing a high-six-figure salary, you face a common, frustrating phenomenon. You feel broke despite the numbers. feeling broke despite the numbers. This isn’t always…

  • The 1,000 Shilling Mirage: Why You Are 33% Poorer Than in 2019

    The 1,000 Shilling Mirage: Why You Are 33% Poorer Than in 2019

    If you feel like you’re working harder but falling further behind, you aren’t imagining it. The math finally explains the struggle. Between February 2019 and February 2026, the Kenyan Shilling underwent a silent collapse in value. The CPI Reality: 100 to 149 Economists use the Consumer Price Index (CPI) to…

  • The 2026 Money Blueprint: 4 Foundations to Secure Your Future

    The 2026 Money Blueprint: 4 Foundations to Secure Your Future

    Let’s be honest: most of us know what we should be doing with our money. We’ve heard the advice a thousand times. But there is a massive gap between knowing and applying. In 2026, the global economy is moving faster than ever. The integration of AI in our workplaces is…

  • The Backseat Theology: A Matatu Chronicle

    The Backseat Theology: A Matatu Chronicle

    The dust at the upcountry stage had that nostalgic scent—a mix of red earth, roasting maize, and diesel. I was standing there. I was mentally preparing for the long squeeze back to Nairobi. A sharp, rhythmic whistle pierced the air. “Oi, msee! Ni wewe?” It was my childhood friend. Back…

  • Special Funds in Kenya: What Every Investor Should Know Before Investing

    Special funds in Kenya have become increasingly popular among investors seeking high returns. However, they are also one of the most misunderstood investment options in the Kenyan financial market. Surrounded by hype, bold return claims, and conspiracy theories, many investors enter special funds without fully understanding the risks involved. This…

  • The Sh30,000 PAYE “Exemption”: A Gift Wrapped in Recycled Paper

    The Sh30,000 PAYE “Exemption”: A Gift Wrapped in Recycled Paper

    In the world of politics, if you can’t give the people something new, offer them something they already have. Call it a “historic breakthrough.” Recently, the National Treasury announced a plan to exempt 1.5 million workers earning KSh 30,000 and below from Pay As You Earn (PAYE). On the surface,…

  • Why Playing It Safe Can Keep You Poor: The Power of Taking Calculated Risks

    Why Playing It Safe Can Keep You Poor: The Power of Taking Calculated Risks

    Saving money is important, discipline is essential. and emergency funds are non-negotiable. But here’s a hard truth many people avoid: you cannot save your way out of poverty. You cannot save your way into wealth. At some point, money must stop sitting still and start working. The Comfort Trap of…

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