Instant payroll saving businesses 50-70% compared to legacy payroll services.

2ndPay is a real-time payroll platform using XRPL to pay workers instantly. No loans, no waiting. Backed by blockchain, we simplify payroll for businesses & employees. Explore our MVP, pitch deck & funding as we scale into a $33B+ market.

2ndPay — Real-Time Payroll | Fintech Startup | Linktree

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2ndPay transforms payroll with instant RLUSD (Ripple USD) payments powered by the XRP Ledger, delivering transactions in 3-5 seconds for just $0.01 each—50-70% less than competitors like Gusto or ADP. Businesses benefit from GPS tracking to verify worker hours, ensuring accuracy and efficiency. Workers can grow their earnings through an AI-driven investment platform ($5/month), executing two daily trades in XRP/RLUSD via an intuitive iOS/Android app, now in beta testing. An optional $5,000/month accounting service streamlines tax and compliance needs. With seamless bank integration planned for July 2025 via ISO 20022, 2ndPay offers a cost-effective, innovative solution for modern payroll and wealth-building. Whether you’re a business seeking efficiency or a worker aiming to invest, 2ndPay empowers you with speed, savings, and smart tools.

2ndPay

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2ndPay — Real-Time Payroll | Fintech Startup

@nc2ndPay

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