We are illiterate
When it comes to understanding money, the land of milk and honey is a third world nation. North America’s comprehension of personal and economic financial affairs is a rapidly forking path of haves and have nots. The middle class is being eviscerated for this very reason, and there is institutional bias in education, business, banking, and government against teaching and reporting accurately about monetary policy, family money management, investing, earning, inflation, even basic financial history. Empowerment of the individual or small business owner is virtually non-existent, and the credit card companies extract billions from the mouths of the children closest to the poverty line, continuously. The situation is not healthy, from either a capitalist or socialist perspective. It’s just plain cronyism, and it’s got to change.
But the system won’t change itself, so we need to educate ourselves and perhaps our resistant family members, if they have ears to hear. That’s the start. Don’t expect others to do your homework for you and make a better deal for your future. As long as you act like a pawn in the global chess game, there will be generational poverty, while the rich get richer, and those who reform their personal finances get richer too — even from poverty. And please don’t blame the system for not changing as an excuse for overspending, laziness, addiction, carelessness, the unwillingness to learn, and blaming white people for socio-economic woes of the past and present. The future belongs to those who act now, and it’s about some simple techniques, not gambling, stealing, or trying to leap for the rap game.
Far be it for me to give actual financial advice, but I can say that with a minimal amount of research, yes reading and paying attention to boring shit I was able to incorporate new behaviors, strategies, tactics, and profits in my life. I stopped making stupid errors with money, learned my limits and restraint, got help with addictive tendencies, and took on the personal responsibility of managing what little money I had until it grew in response. Like watering a plant. I had to be patient, but I learned the value of a little work and the time-value of money, which my parents tried to teach me over the last 40 years. I had to learn from mistakes and ignorance, and listening to the herd and the media just further cemented my doom until I took matters into my own hands and stopped listening to the experts and advisors paid by the institutions to mislead us.
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Once I stopped listening to the system’s narrative, it became even more present and obvious that they would be outright lying to us, conducting insider trading, manipulating data, and withholding the truth about trends that would inform us to build wealth and be more independent families, less dependent on their money-making schemes. Of course they lie, steal, and deceive. We pay them to do it to us, and it’s just good business on their part.
Money is not the endgame, it is rather a sense and practical effectiveness of control, of dependence, so their parent-like rules can be enforced with seeming consent of the governed. The view of the future, and its overreaching institutions that will decide what you eat, where you work, what words you’re allowed to speak, what your children believe, and how you are allowed to spend the money they allow you to have, is to be imposed as a solution to a crisis, as solutions always are. Incremental changes are not forced at the barrel of a gun, but as a Hegelian choice of the prisoners, begging their masters for an answer, for a reprieve.
Left and Right, get your acts together, literally, to abolish the falsehood of division being politically and financially created. Get powerful in your own thoughts and opinions, and in your wallet! We need to take personal responsibility for ours, and future generations.
Start with the economic political thought and research of Ray Dalio, then get back to me. And back to reality. Own up to what your nation requires of you now, to turn the certain tides of where certain agendas would steer us by default. Stop living by default. Start profiting for a better life now, and for that of your children.
Start with the economic political thought and research of Ray Dalio, then get back to me. And back to reality. Own up to what your nation requires of you now, to turn the certain tides of where certain agendas would steer us by default. Stop living by default. Start profiting for a better life now, and for that of your children.
