How To Save Money In 2018 Using Bill Payment And Recharge Apps
In the past few years with the popularization of the internet and revolution of technology from desktop to hand devices, information has become more accessible. With it came another benefit too, the benefit of shopping and comfort of paying bills without dealing with annoying sales people or long queues.
Pay your bills and shop to your heart’s content
Shopping became easier as you don’t have to travel long distances through hectic traffic for something that you mightn’t even find because of limited stock. Whereas in internet you are able to view large number of items and the chances that you find something you like is much higher.
Secondly, online electricity bill payment became much easier. At the time of paying electric bills or any bills you had to travel to that place, stand on a long queue and then after sweating for some time you might pay your bill if the window doesn’t get closed for lunch or if the systems don’t go down.
Same for online mobile recharge, you don’t have to visit any retail shop and then sometimes even have to deal with the bad mood of the retailer on the shop. Pick up your mobile, use the app, the app will show you the best plans available, you choose the plan that suits you and pay.
The best thing is that these apps also offer cash back and discounts on a large scale. So, they are gaining popularity on a day-to-day basis as more and more people are switching to apps.
Some apps for good discounts, cashback and reward points:
If you want to recharge or pay bills through apps, you can check out the following apps, which are relatively new ones. Apps like Cubber tend to give big discounts and cash back to their customers compared to its older competitors.
1. Amazon Pay: It can be integrated to your Amazon account. This is an app run by Amazon digital payment. You can upload money in the Amazon pay for your purchases in Amazon and also mobile recharge. Amazon has partnered with various services and offers discounts and cash back by using the Pay balance to promote its e-payment. For a month you can add and spend Rs. 10,000 on Amazon Pay and use it for buying anything from Amazon. Bill payment is not yet added in Amazon Pay.
· Has E-wallet.
· Tons of offers.
· Payment option is convenient for Amazon Eco — system.
· Not for utility bill payments
· There is no UPI feature.
· Money can’t be received or sent.
2. Cubber: It offers more than just quick payments. It’s a refer & earn cash type wallet — with multiple applications from Quick Recharge, Bill Pay, as well as Shop & Earn. You can do a lot with it! It’s a single application for mobile recharge, post-paid bill payment, Gas bill, electricity and data card bills, booking bus tickets and even online shopping.
· Easy to use
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· Supports all telecom and DTH recharges
· Helps you earn through references.
· Safe and quick payment gateway
3. PhonePe: If not the best, it is the easiest app for bill payments and easy recharge online. UPI-enabled app, so you can directly link it with your bank account for transaction. It has features like recharge your mobile, funds transfer to friends and family, pay utility bills, request for money to your friends or family, etc. It offers mobile-wallet service and also has various payment methods. Sometimes their offers will surprise you with cash back and discounts.
· Service is UPI — enabled.
· Offers discounts and cash back time to time, also on Airtel.
· If you refer someone, you can also earn.
· If you want to top-up wallet with credit card, it’s not allowed.
4. Haptik: Haptik has partnership with 25 services like Ola, Go iBibo, Zomato, Cleartrip, Bookmyshow, Urbanclap etc. If you want to book a ticket for a movie or flight, you can do it using Haptik. Amazon Pay Balance also can be used to do postpaid, prepaid or DTH recharges. With the help of Haptic personal assistant, you can be able to know the date of your payment for electricity bill or any other bill payment online. You can also find nearby Free WiFi spots, chemists, bus stops, ATMs etc. This app is filled with special offers which can be filled with every transaction.
· Very nice offers are there in the app.
· If you have Amazon Pay you can recharge your mobile postpaid or prepaid and also DTH services.
· A personal assistant is there in the app to support you.
· Not many options for bill payments.
5. Paytm: Paytm is the most popular recharge and online electricity bill payment app. Other than recharge and bill payments you can also do money transfer, movie, bus, air tickets, shopping etc with Paytm. You can use your e-wallet in Paytm and also can use UPI services to pay from your bank too. As the user base of Paytm has increased to such an over limit, like 30o million users, even they didn’t expect such a high number of users. So, now they have limited their discounts and cash back.
· Both e-wallet and UPI — enabled support for customers.
· It is reliable with a huge customer base.
· It is fast.
· Bill payments are nicely sorted out.
· For recharge and bill payment there are less deals.
If you want one app with maximum benefits, download Cubber. This app has some great reviews and excellent cashback offers. It is available to download on play store as well as app store.
