Lower Your Super Visa Expense on The Next Trip!
The Super Visa programme was launched in December 2011 and ever since students, Canadian citizens and permanent residents are enjoying the service. Super Visa offers permission to the parents and grandparents of the permanent Canadian residents and citizens to stay in Canada for two years at a time. With the Visa entertaining multiple entries, it is valid for a period of ten years.
Unlike the visitor visa which has to be renewed every six months, super visa lets you stay in Canada for a maximum of two years without the need for renewal. Super visa, therefore, is more convenient than normal visitor visas as it helps in saving time and money. However, you should keep in mind that one of the official requirements for the application of super visa is a medical emergency insurance policy. While an insurance policy might sound hefty to the ears but there are tricks to ensure a low super visa insurance cost.
Eligibility for a super visa
Although the perks of a super visa transcend those of other visas, there are a few legal necessities. While it is easier to claim yourself as the parent or the grandparent of the Canadian citizen, here are some other official needs before being approved:
· Have permission to enter Canada
· Able to prove that your child or grandchild has a minimum income in the country
· Able to procure a written statement from your child or grandchild mentioning that you will be provided financial support from them
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· Possess a valid medical emergency insurance warranty of $100,000 with a validity of minimum 1 year, including support for hospitalization, health care and going back to your own country.
· Procure a pass certificate of immigration medical examination.
Early bird gets the worm!
When availing different super visa insurance providers, know that each company as their own way of calculating costs. While some consider the super visa insurance cost based on your age at the time application while others do so at the time of its commencement, when you leave your own country or when you arrive in Canada. To avoid spending more on the insurance premiums, it is always better to apply way before your visit.
For instance, a 64-year-old couple could be able to lock their rates in advance at a lesser amount. The same couple when awaiting their 65th birthday to apply for the visa would have to incur tremendous amount, which is unnecessary. However, not all insurance providers permit the ease of locking your rates at the time of purchase.
You can expect a refund for the unused number of days
If you do not fully utilise your super visa subscribed for 1 year, do not claim small expenses for the sake of reclaiming. Health insurance policies for this kind of visa allow an early departure refund if there is repatriation without having any claims reported on their documents. Therefore, invest in those daily expenses from your pocket so that you could get a lump sum reimbursement in the end.
While there is not any bulletin stating that you can reduce your super visa insurance cost with a certain programme, there are ways to smartly proceed with its application.
