After Pay

A shopaholic's best friend

Photo by naipo.de on Unsplash

I love to shop!

I however also like water electricity and a roof over my head.

Christmas time can really stress me out.

I have 4 children to buy for.

I noticed while shopping at Fabletics they offered an option called After-pay.

After pay is an app that allows you to break down your payments on purchases into 4 easy installments.

You lay down a small down payment and the rest is broken down over a period of a month.

I have heard mixed things about this app.

Some feel it is a bad idea and causes consumers to actually spend more.

They feel if you can't buy it outright then you shouldn't be buying it.

Some feel Afterpay is a godsend because this permits you to afford things without putting yourself in debt.

I am for the latter.

After -Pay has been wonderful for me.

I am great at making my payments and my credit line has increased since just November.

If you dont have the means to pay later then definitely stay clear from after-pay.