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Tina

Tina

I write about wealth-building habits, smarter money decisions, and financial freedom—so you can build wealth and create the future you want.

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Stop Chasing Wealth, Start Building It

I Realized I’m Richer Than I Thought — Here’s Why I Finally Started Enjoying My Money

I spent years saving and worrying about money until I realized I was doing better than I thought

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Photo by John Doe on Unsplash

Let’s be honest, you’re probably doing a lot better than you think. You’re likely saving more money than your friends, and yet you’re still afraid to spend it. But life isn’t just about saving.

Today’s story: I’m going to prove to you that you’re actually richer than you think, and share the specific point at which saving more money barely even matters, so that you can finally give yourself permission to spend your money and live life.

#1. How Do We Define “Rich”

Most people agree that the financial threshold for what qualifies as rich is having a million dollars. But even when we’re talking about millionaires, different studies and reports measure different things.

According to UBS, there are about 23.6 million millionaires in the US, which accounts for about 9% of the total population. However, according to Capgemini, there are only 8.7 million millionaires.

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I write about wealth-building habits, smarter money decisions, and financial freedom—so you can build wealth and create the future you want.