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QUICK INQUIRIES TIP đź’ˇ
Inquiries Tips
Whenever information on your credit report is requested, it’s called an inquiry and gets categorized as either “soft” or “hard.”
A soft inquiry doesn’t damage your credit score could come from a credit card company that pre-approves you for a card offer, one of your current lenders, a potential employer, or an insurance company. Checking your own credit report is also a soft pull that has no affect on your credit rating .
A hard inquiry can affect your credit score and occurs when you apply for credit or a loan. Having too many credit card pulls within a short period of time may flag you as a potential credit risk.
Disclaimer: Please note that the credit repair process involves efforts to improve your creditworthiness and may not guarantee specific outcomes. Results may vary based on individual circumstances, credit history, and the actions of creditors and credit bureaus.
Please note that credit restoration can take anywhere from 6–9 months.. Patience is key
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