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        <title><![CDATA[Stories by Borrys Hasian on Medium]]></title>
        <description><![CDATA[Stories by Borrys Hasian on Medium]]></description>
        <link>https://medium.com/@borryshasian?source=rss-8d9357b52867------2</link>
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            <title>Stories by Borrys Hasian on Medium</title>
            <link>https://medium.com/@borryshasian?source=rss-8d9357b52867------2</link>
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        <lastBuildDate>Sun, 15 Nov 2026 03:09:02 GMT</lastBuildDate>
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        <item>
            <title><![CDATA[What Every CEO Ought to Know About the AI Efficiency Ceiling]]></title>
            <link>https://borryshasian.medium.com/what-every-ceo-ought-to-know-about-the-ai-efficiency-ceiling-4017049a67da?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/4017049a67da</guid>
            <category><![CDATA[product-design]]></category>
            <category><![CDATA[business]]></category>
            <category><![CDATA[product-management]]></category>
            <category><![CDATA[user-experience]]></category>
            <category><![CDATA[artificial-intelligence]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Tue, 07 Jul 2026 05:27:29 GMT</pubDate>
            <atom:updated>2026-07-07T05:27:29.247Z</atom:updated>
            <content:encoded><![CDATA[<h4>Why cost-cutting AI investment has a ceiling — and revenue-led investment doesn’t.</h4><figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*G3aZMCXeA19ZysX7msVF7A.png" /></figure><p>Most companies’ first wave of enterprise AI investment, across nearly every industry, followed a predictable and reasonable pattern: start with operational efficiency. Automate document processing. Build internal copilots for employees. Speed up internal workflows that were obviously slow and obviously automatable. This was the right starting point — low risk, clear ROI, easy to justify, and genuinely valuable in the near term.</p><p>The problem isn’t that this first wave was wrong. The problem is what happens next, when companies that built their entire AI strategy around efficiency reach the natural ceiling of that approach, and don’t have a second strategy ready.</p><h4><strong>The mathematics of a ceiling</strong></h4><p>Cost-cutting is a fundamentally bounded game. There is a finite amount of operational cost in any organization, and a finite amount of that cost is reasonably automatable with current technology. Early efficiency wins are usually the most obvious and highest-value ones — the process that everyone already agreed was slow and frustrating gets automated first, and the savings are real and visible.</p><p>But each subsequent efficiency project tends to deliver smaller returns for similar or greater effort. The easy automations get done first; what’s left requires more complex integration work, more exception handling, more change management, for proportionally less savings. Eventually, a company reaches a point where further efficiency investment costs more in engineering and organizational effort than it returns in savings. This isn’t a failure of execution — it’s the natural mathematical shape of a cost-reduction strategy.</p><p>Revenue growth, by contrast, has no comparable structural ceiling. A genuinely better product can continue acquiring new customers, deepening existing relationships, and commanding premium pricing in ways that don’t run into the same diminishing-returns wall, because the addressable market for “things customers will pay more for” is far larger and far less bounded than “things a company currently spends money on internally.”</p><blockquote>“Revenue growth, by contrast, has no comparable structural ceiling.”</blockquote><h4><strong>What happens when a company hits the ceiling without a second strategy</strong></h4><p>The pattern is becoming visible across the region: companies that invested heavily and entirely in operational AI efficiency over the past two to three years are now facing board pressure to show AI-driven growth, not just AI-driven cost savings, and finding that their existing AI capability, organization, and even talent are oriented entirely around the wrong kind of problem. The data science and engineering teams built to optimize internal processes are not the same teams, with the same skills, needed to build customer-facing AI products. The metrics infrastructure built to track cost savings doesn’t naturally extend to tracking revenue attribution. The organizational muscle simply isn’t there yet.</p><blockquote>“The metrics infrastructure built to track cost savings doesn’t naturally extend to tracking revenue attribution. The organizational muscle simply isn’t there yet.”</blockquote><p>This creates a real, sometimes painful transition cost — not just financial, but organizational and cultural. Teams that have spent two years being rewarded for cost savings now need to be re-pointed, re-skilled in some cases, and re-measured against a completely different kind of success metric. This transition is harder the longer it’s delayed, because the sunk organizational investment in the efficiency-only approach grows every quarter.</p><h4><strong>Starting the second strategy before the ceiling hits</strong></h4><p>The companies handling this transition best are the ones that started building a parallel, product-led AI capability well before efficiency gains plateaued — not as a replacement for operational AI work, which remains genuinely valuable, but as a second track running alongside it from early on. This means deliberately staffing at least a small team with product and design ownership of AI initiatives, not just engineering ownership. It means setting up revenue and retention metrics for AI initiatives from day one, even imperfectly, rather than only after the cost-savings story stops being compelling to the board.</p><p>The earlier this second track starts, the smoother the eventual transition, and the less likely a company is to face a quarter where the board asks “what’s next” and the honest answer is “we’re not sure, we only built for efficiency.”</p><blockquote>“The companies handling this transition best are the ones that started building a parallel, product-led AI capability well before efficiency gains plateaued”</blockquote><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=4017049a67da" width="1" height="1" alt="">]]></content:encoded>
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        <item>
            <title><![CDATA[Are You Measuring the Wrong AI Metric?]]></title>
            <link>https://borryshasian.medium.com/are-you-measuring-the-wrong-ai-metric-9f1550166fe4?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/9f1550166fe4</guid>
            <category><![CDATA[product-management]]></category>
            <category><![CDATA[user-experience]]></category>
            <category><![CDATA[data-science]]></category>
            <category><![CDATA[artificial-intelligence]]></category>
            <category><![CDATA[business]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Mon, 06 Jul 2026 06:26:48 GMT</pubDate>
            <atom:updated>2026-07-06T06:26:48.205Z</atom:updated>
            <content:encoded><![CDATA[<h4>Adoption rate tells you nothing about whether AI is actually moving revenue.</h4><figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*5K5fd34TqTSuECjXXRe6lg.png" /></figure><p>Almost every enterprise AI dashboard built in the last two years tracks the same family of metrics: adoption rate, usage frequency, number of AI-enabled touchpoints, percentage of interactions handled by AI. These are easy to measure, easy to chart, and easy to present in a board deck showing an encouraging upward trend.</p><p>What’s almost never on that same dashboard, sitting right next to the adoption chart, is a revenue or retention metric directly attributable to the AI initiative. This isn’t an oversight so much as a structural problem: adoption is genuinely easier to measure than value, so it’s what gets measured, tracked, and ultimately optimized for — even when value was the actual goal all along.</p><h4><strong>Why adoption became the default metric</strong></h4><p>Adoption metrics are attractive for understandable reasons. They’re available almost immediately after launch. They climb reliably as a feature gets rolled out more broadly, which makes for a satisfying chart. And they require no complex attribution modeling — a usage event either happened or it didn’t.</p><p>Revenue attribution, by contrast, is genuinely harder. Did a customer renew because of the AI-powered recommendation they received, or because of an unrelated relationship manager call that happened the same week? Did approval speed influence a financing decision, or would the customer have proceeded regardless? These are real measurement challenges, and many organizations quietly avoid them by defaulting to adoption metrics instead, which don’t require answering hard attribution questions.</p><blockquote>“Revenue attribution, by contrast, is genuinely harder.”</blockquote><h4><strong>The cost of optimizing for the wrong number</strong></h4><p>The problem is that optimizing for adoption, rather than value, actively shapes what gets built. A team incentivized to increase adoption rate will build features that are easy to surface and easy to get customers to click on, regardless of whether clicking on them changes anything about the customer’s relationship with the company. A team incentivized to increase revenue or retention attributable to AI will build something different — features specifically designed around moments that matter to the customer’s actual decisions.</p><blockquote>“The problem is that optimizing for adoption, rather than value, actively shapes what gets built.”</blockquote><p>This is a quiet but significant divergence, and it compounds over time. A year of optimizing for adoption produces a portfolio of widely-used but largely inconsequential AI features. A year of optimizing for attributable value, even imperfectly measured, produces a smaller number of features that are harder to build but actually move the business.</p><h4><strong>A more honest measurement approach</strong></h4><p>Closing this gap doesn’t require a perfect attribution model on day one. It requires picking one or two of the highest-usage AI features currently in production and attempting even a rough, directional measurement: among customers who experienced this feature, is there any observable difference in their subsequent behavior — renewal rate, product adoption, satisfaction score, complaint rate — compared to a comparable group who didn’t?</p><p>This kind of analysis is imperfect and will face real methodological challenges, particularly in distinguishing correlation from causation. But even an imperfect, directionally honest attempt produces more useful information than an adoption percentage that says nothing about value. And the act of attempting this measurement tends to surface, very quickly, which features actually matter and which ones were simply easy to ship and easy to get adopted.</p><blockquote>“Even an imperfect, directionally honest attempt produces more useful information than an adoption percentage that says nothing about value.”</blockquote><h4><strong>What to do with this gap once it’s visible</strong></h4><p>Once a company can see clearly that high-adoption features aren’t moving revenue, the conversation in product and leadership meetings changes. The question shifts from “how do we get more AI features adopted” to “which of our AI capabilities, if we invested real product and design effort into them, could plausibly move a number the board actually cares about.” That’s a smaller, harder, more honest question — and it’s the one that actually leads toward building a moat instead of a usage chart.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=9f1550166fe4" width="1" height="1" alt="">]]></content:encoded>
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        <item>
            <title><![CDATA[What Every Customer Actually Wants (It’s Not More AI)]]></title>
            <link>https://borryshasian.medium.com/what-every-customer-actually-wants-its-not-more-ai-1f965eac3772?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/1f965eac3772</guid>
            <category><![CDATA[artificial-intelligence]]></category>
            <category><![CDATA[user-experience]]></category>
            <category><![CDATA[marketing]]></category>
            <category><![CDATA[digital-transformation]]></category>
            <category><![CDATA[product-management]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Fri, 03 Jul 2026 06:57:14 GMT</pubDate>
            <atom:updated>2026-07-03T06:57:14.299Z</atom:updated>
            <content:encoded><![CDATA[<h4>A simple test to see if your AI messaging has a real product story underneath it.</h4><figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*zdiLMXF4C84aXBpH-139pw.png" /></figure><p>Open any banking, telco, or e-commerce app’s update notes from the past year and a pattern repeats across nearly every major player in Southeast Asia: “New AI-powered features to serve you better.” It’s vague by design, because in many cases the team writing the note isn’t entirely sure how to describe the actual customer benefit in a sentence that doesn’t lean on the word “AI” to do the heavy lifting.</p><p>This is worth examining honestly, because it points to something important about how AI initiatives get communicated internally and externally — and it reveals a gap in how clearly the actual value has been thought through.</p><h4><strong>No customer asked for this</strong></h4><p>It’s worth stating plainly: no customer has ever called a bank’s support line to ask for more AI. What customers ask for, in every interview, every support transcript, every piece of feedback across every industry, is some version of: make this faster, make this clearer, make this less stressful, don’t make me repeat myself, don’t make me wait. These are timeless requests. They predate AI by decades and will outlast the current technology cycle by decades more.</p><blockquote>“It’s worth stating plainly: no customer has ever called a bank’s support line to ask for more AI.”</blockquote><p>AI is, for many of these requests, a genuinely powerful new way to deliver on them — faster underwriting, clearer explanations generated in plain language instead of legal jargon, claims processing that doesn’t require the customer to re-explain their situation to three different people. But it is the mechanism, not the message. When the mechanism becomes the headline, something has gone wrong in translation between what the technology can do and what the customer actually experiences and cares about.</p><h4><strong>The “AI-powered” tell</strong></h4><p>There’s a useful diagnostic here. Take any customer-facing communication about an AI initiative — an app store update, a press release, a homepage feature callout — and try rewriting it without using the words “AI,” “artificial intelligence,” “machine learning,” or “powered by.” If the message still makes complete sense and is still compelling, there was a real, specific customer benefit underneath the framing, and the AI was simply unnecessary noise that diluted a perfectly good message. If the message falls apart entirely without those words to lean on — if there’s nothing left to say once the buzzword is removed — that’s a signal worth taking seriously. It usually means the initiative was scoped and pitched around the technology rather than around a customer outcome, and the team building it may not have a clear answer to “what specifically changes for the customer” beyond “it’s faster because of AI.”</p><blockquote>“If the message still makes complete sense and is still compelling, there was a real, specific customer benefit underneath the framing.”</blockquote><h4><strong>Why this matters more in regulated, trust-based industries</strong></h4><p>In banking, insurance, and Islamic finance specifically, customers are often more cautious about new technology touching sensitive financial decisions, not less. Leading with “<em>AI is now deciding your financing</em>” can read as alarming rather than reassuring to a meaningful segment of customers, even if the underlying decision quality is better than before. Leading with “<em>you’ll know your financing status within minutes, with a clear explanation of any conditions</em>” reads as a direct benefit regardless of how it was technically achieved, and it doesn’t trigger the skepticism that AI-forward messaging sometimes does in financial contexts.</p><p>This isn’t an argument for hiding the technology or being dishonest about its use — transparency about AI involvement in financial decisions is increasingly an actual regulatory expectation in several SEA markets, and rightly so. It’s an argument for sequencing the message correctly: lead with the outcome, and if the AI involvement is relevant or required disclosure, include it as supporting context rather than the headline.</p><h4><strong>A practical exercise for any team</strong></h4><p>Any product or marketing team can run this exercise in under an hour: take the last three pieces of AI-related customer communication, strip every reference to AI, and see what’s left. The exercise tends to expose, very quickly and very honestly, whether an initiative was built around a real customer problem or built around a technology capability looking for a use case. Both kinds of initiatives exist in most companies right now. Only one kind reliably moves revenue, because only one kind was ever actually about the customer.</p><blockquote>“Only one kind reliably moves revenue, because only one kind was ever actually about the customer.”</blockquote><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=1f965eac3772" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Is Your Chatbot Making This Mistake?]]></title>
            <link>https://borryshasian.medium.com/is-your-chatbot-making-this-mistake-870b3f3e18ee?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/870b3f3e18ee</guid>
            <category><![CDATA[artificial-intelligence]]></category>
            <category><![CDATA[digital-transformation]]></category>
            <category><![CDATA[customer-service]]></category>
            <category><![CDATA[chatbots]]></category>
            <category><![CDATA[product-management]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Thu, 02 Jul 2026 05:48:24 GMT</pubDate>
            <atom:updated>2026-07-02T05:48:24.329Z</atom:updated>
            <content:encoded><![CDATA[<h4>Why cost saved is not the same as value created — and what to measure instead.</h4><figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*31-r7QJs4Jw6vOZyP1sVWg.png" /></figure><p>Across banking, telco, and digital businesses in Southeast Asia, customer service chatbots are one of the most common first AI investments, and for understandable reasons: support volume is high, the technology is mature, and the business case on paper looks simple — fewer human agents needed, lower cost per interaction, faster response times.</p><p>The numbers usually look good in a quarterly report. Deflection rates climb. Average resolution time drops. Cost per contact falls. Then someone asks the harder question — did any of this move revenue, retention, or customer lifetime value — and the room goes quiet, because nobody measured that, and more importantly, nobody designed the chatbot to move that.</p><h4><strong>Cost saved is not value created</strong></h4><p>This is the core distinction that gets lost. A chatbot that deflects a support ticket has saved the cost of a human agent handling that interaction. That’s real, and it’s not nothing — operational efficiency matters. But it is a fundamentally different kind of outcome from a chatbot that makes a customer more likely to stay with the company, open another product, or tell a friend to switch banks.</p><p>Cost savings show up on the expense side of a financial statement. Revenue growth shows up on the other side, and it’s the side most boards and CEOs are actually under pressure to move. A chatbot initiative pitched and measured purely on cost savings will always struggle to justify itself as a strategic priority, because cost savings, however real, are not what’s keeping the CEO up at night in most growth-focused conversations.</p><blockquote>“Revenue growth shows up on the other side, and it’s the side most boards and CEOs are actually under pressure to move.”</blockquote><h4><strong>What a revenue-relevant chatbot interaction actually looks like</strong></h4><p>Consider two versions of the same interaction: a customer’s financing application is delayed, and they reach out to ask why.</p><p>Version one: the chatbot recognizes the application ID, pulls a generic status message — “your application is being processed” — and closes the ticket. Resolution time: ninety seconds. Deflection achieved. The customer is no more informed, no more reassured, and arguably more frustrated than before, because the response felt automated and unhelpful.</p><p>Version two: the chatbot recognizes the application, explains specifically what stage it’s at, what’s causing the delay in plain language, and gives an honest, realistic estimate of when a decision will be made — with an option to be notified automatically rather than having to check back. Resolution time might be similar. But the customer walks away with more trust in the institution, not less, because they were treated like someone whose time and uncertainty mattered.</p><p>Only one of these versions has any chance of influencing whether that customer recommends the bank, stays during a competitive offer, or opens a second product. The deflection metric alone cannot distinguish between them — both count as a successfully resolved, deflected ticket.</p><blockquote>“The deflection metric alone cannot distinguish between them — both count as a successfully resolved, deflected ticket.”</blockquote><h4><strong>Why this gap exists</strong></h4><p>Most chatbot initiatives are scoped and built by technology and operations teams optimizing for the metrics they’re held accountable for: ticket volume, resolution time, cost per contact. These are legitimate operational metrics, but they were never designed to capture customer sentiment, trust, or revenue impact — and a team isn’t going to optimize for something it isn’t measuring.</p><p>This is fixable, but it requires product and design involvement from the start, not as an afterthought applied to a finished technical build. It requires asking, before a single line of conversation flow is built: what would make this customer trust us more after this interaction than before it? That question doesn’t show up naturally in an operations-led project plan. It has to be deliberately introduced.</p><blockquote>“That question doesn’t show up naturally in an operations-led project plan. It has to be deliberately introduced.”</blockquote><h4><strong>A practical next step</strong></h4><p>Any company with an existing or planned chatbot initiative can run a simple audit: pull ten real conversation transcripts and ask, honestly, whether each interaction left the customer more confident in the company or merely processed. If most of them read as merely processed, the chatbot is functioning as a cost-saving tool, which is fine — but it shouldn’t be reported to the board as a revenue or growth initiative, because it isn’t one yet. Closing that gap is a design and product problem, not a model problem, and it’s usually far cheaper to fix than people assume.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=870b3f3e18ee" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Are You Losing Your AI Advantage Before You Even Launch It?]]></title>
            <link>https://borryshasian.medium.com/are-you-losing-your-ai-advantage-before-you-even-launch-it-63f20f8a1b6b?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/63f20f8a1b6b</guid>
            <category><![CDATA[technology]]></category>
            <category><![CDATA[artificial-intelligence]]></category>
            <category><![CDATA[competitive-advantage]]></category>
            <category><![CDATA[product-management]]></category>
            <category><![CDATA[digital-transformation]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Wed, 01 Jul 2026 06:24:33 GMT</pubDate>
            <atom:updated>2026-07-01T06:24:33.943Z</atom:updated>
            <content:encoded><![CDATA[<h4>The structural reason your AI features keep getting matched within a quarter.</h4><figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*H-wQ2fwjPhtttCpxjf9DVQ.png" /></figure><p>There’s a specific, recognizable moment that happens inside product and technology teams across banking, telco, and digital businesses right now. A new AI capability gets demoed internally — usually a chatbot, a document processor, or some flavor of “smart assistant.” The room is impressed. Leadership signs off. It ships. And within a quarter or two, a competitor’s version appears, looking almost indistinguishable.</p><p>This isn’t bad luck, and it isn’t a failure of the team that built it. It’s the predictable outcome of a structural fact about how AI capability is currently distributed: the underlying technology is not scarce. The large language models, computer vision systems, and machine learning infrastructure available to a major regional bank are, in most practical respects, the same models and infrastructure available to every other company with a comparable budget.</p><h4><strong>Commodity inputs produce commodity outputs — unless something else is added</strong></h4><p>In any industry, when the core input to a product becomes widely available, the products built purely on that input tend to converge. This happened with cloud computing — once every company could access scalable compute, “we’re in the cloud” stopped being a differentiator, and the conversation shifted to what was built on top of the cloud. AI is following the same arc, just compressed into a shorter timeframe.</p><p>A chatbot built on a leading foundation model, configured with a company’s own FAQ documents and given a friendly persona, is a fairly standard implementation pattern at this point. Multiple specialist agencies and SaaS tools exist specifically to make this kind of build fast and repeatable. That ease is exactly the problem from a competitive standpoint: anything that’s fast and repeatable for you is fast and repeatable for everyone else too.</p><blockquote>“Anything that’s fast and repeatable for you is fast and repeatable for everyone else too.”</blockquote><h4><strong>What feature parity actually costs</strong></h4><p>The direct cost of feature parity is obvious — the initiative doesn’t generate the differentiated revenue it was pitched as delivering. But there’s a second, less visible cost that matters more over time: feature parity initiatives consume budget, attention, and credibility that could have gone toward something genuinely differentiated. Every quarter spent matching a competitor’s chatbot is a quarter not spent building something a competitor can’t quickly replicate.</p><blockquote>“Every quarter spent matching a competitor’s chatbot is a quarter not spent building something a competitor can’t quickly replicate.”</blockquote><p>There’s also an internal credibility cost. When an “AI initiative” ships, gets attention, and then visibly fails to move any business metric because a competitor matched it within weeks, it becomes harder to get budget and patience for the next AI bet — even when the next one might be the differentiated one that actually works.</p><h4><strong>The diagnostic test</strong></h4><p>Before greenlighting any AI initiative, there’s a useful test: imagine a well-resourced competitor licensing the identical underlying technology tomorrow. Could they plausibly ship something that looks and behaves the same way within two to three months? If the honest answer is yes, the initiative — whatever its other merits — is not going to function as a competitive moat. It might still be worth doing for baseline customer expectations or operational reasons, but it shouldn’t be sold internally as a strategic differentiator, because it isn’t one.</p><p>If the honest answer is no — if replicating it would require not just the same AI model but also a specific dataset built over years, a particular workflow integration unique to how the company operates, or a depth of design and product thinking that takes real time to execute well — that’s a meaningfully different kind of bet, and it deserves to be treated and resourced differently.</p><h4><strong>Moving past parity</strong></h4><p>The path past feature parity isn’t avoiding commodity AI — that’s not realistic, and trying to build proprietary models from scratch is rarely the right use of resources for most companies outside of a handful of AI-native businesses. The path is being honest about which initiatives are baseline table stakes (worth doing, not worth bragging about) and which initiatives are genuine attempts at building something differentiated — and then making sure the differentiated bets get the product and design investment they actually need to become hard to copy.</p><p>That distinction, made honestly and early, changes how a roadmap gets prioritized, staffed, and measured. It’s a small shift in thinking with a large effect on where revenue actually ends up coming from.</p><blockquote>“That distinction, made honestly and early, changes how a roadmap gets prioritized, staffed, and measured.”</blockquote><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=63f20f8a1b6b" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Everyone’s Focused on Having AI. Focus on This Instead.]]></title>
            <link>https://borryshasian.medium.com/everyones-focused-on-having-ai-focus-on-this-instead-5e3fb5f07b24?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/5e3fb5f07b24</guid>
            <category><![CDATA[digital-transformation]]></category>
            <category><![CDATA[artificial-intelligence]]></category>
            <category><![CDATA[strategy]]></category>
            <category><![CDATA[technology]]></category>
            <category><![CDATA[product-management]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Tue, 30 Jun 2026 14:23:21 GMT</pubDate>
            <atom:updated>2026-06-30T14:23:21.548Z</atom:updated>
            <content:encoded><![CDATA[<h4>Why commodity AI doesn’t create advantage — and what does, starting today.</h4><figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*HQuxTiZePbxrwZI2gjNABQ.png" /></figure><p>In 2026, walk into any bank, telco, or digital company boardroom in Jakarta, Kuala Lumpur, or Singapore and you’ll hear some version of the same sentence: “We’re investing heavily in AI.” Pull up the roadmap and you’ll see chatbots, document automation, fraud detection models, internal copilots. Pull up the competitor’s roadmap and you’ll see almost the same list.</p><p>This isn’t a coincidence. It’s the predictable result of commodity infrastructure. The foundation models powering most of these initiatives — the large language models, the vision systems, the underlying machine learning capability — are available to every company with a budget and a vendor relationship. A regional bank in Jakarta and a fintech in Singapore are very likely building on the same underlying technology stack, sometimes literally the same vendor APIs.</p><p>When the raw material is identical, the raw material cannot be the source of competitive advantage. This sounds obvious stated plainly, but it is not how most companies are currently behaving. Internal AI strategies are still built around the question “how do we get more AI into the business,” as if access itself were the win condition. It isn’t, and the companies that figure this out first will have a real head start over the ones that don’t.</p><blockquote>“When the raw material is identical, the raw material cannot be the source of competitive advantage.”</blockquote><h4><strong>The pattern that keeps repeating</strong></h4><p>Across banking, telco, and e-commerce, a familiar cycle plays out. A company launches an AI feature — a chatbot, a document scanner, an internal assistant. There’s a press release. There’s a LinkedIn post from the CEO. For a few weeks, it feels like progress. Then, within two to six months, a competitor launches something functionally similar. The advantage, if it ever existed, evaporates.</p><p>This happens because the feature was never differentiated at the level that matters. The AI model behind a customer service chatbot is not proprietary. The document processing pipeline is built on the same handful of vendor tools everyone else uses. What got celebrated internally as a breakthrough was actually just catching up to a baseline, not building something defensible.</p><h4><strong>What actually differentiates</strong></h4><p>The companies pulling ahead are doing something different in kind, not degree. They are not asking “how do we use AI more.” They are asking “what can we build, now that this capability exists, that we genuinely could not build before — and that meaningfully changes what it feels like to be our customer.”</p><p>That distinction matters enormously. A financing application that used to take three business days of manual underwriting, reduced to three minutes with the customer watching a clear, honest progress indicator instead of a black box — that’s a product decision, not an AI decision. The AI made it technically possible. The product and design work made it actually valuable. Without the second part, the first part is just a faster version of the same frustrating experience.</p><blockquote>“The AI made it technically possible. The product and design work made it actually valuable.”</blockquote><p>The same logic applies to insurance claims, account opening, wealth advisory, customer support — virtually any process where the customer currently experiences friction, delay, or opacity. The AI removes a technical constraint. What gets built in the space that opens up is where the real competitive separation happens.</p><h4><strong>Why this matters specifically for regulated, relationship-driven businesses</strong></h4><p>In banking and Islamic finance specifically, trust is the actual currency, more than in almost any other industry. A customer’s relationship with a bank is built over years, sometimes a lifetime. AI-powered features that feel impersonal, opaque, or purely cost-driven risk eroding that trust even as they technically improve efficiency. The companies that will win the next decade in this region are the ones that use AI to deepen trust through better, clearer, more human experiences — not the ones that simply automate faster.</p><h4><strong>The test for any AI initiative</strong></h4><p>Here is a simple test worth applying to every AI initiative currently on a roadmap: if you removed the words “AI” and “powered by AI” from the description, would the initiative still sound compelling to a customer? If the answer is no — if the only selling point was the technology itself — the initiative is building infrastructure, not a moat.</p><blockquote>“If the only selling point was the technology itself, the initiative is building infrastructure, not a moat.”</blockquote><p>If the answer is yes — if there’s a real, felt improvement in what the customer experiences, and the AI is simply the invisible machinery making it possible — that’s the right kind of bet.</p><p>This is the lens for the next 21 days: a close look at why commodity AI fails to generate revenue on its own, what’s actually being built by the companies pulling ahead, and what it takes to lead an organization toward building it deliberately, rather than stumbling into it by accident.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=5e3fb5f07b24" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[The Cold Body]]></title>
            <link>https://borryshasian.medium.com/the-cold-body-fcc5f483a721?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/fcc5f483a721</guid>
            <category><![CDATA[family]]></category>
            <category><![CDATA[personal-development]]></category>
            <category><![CDATA[fiction]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Fri, 23 Jan 2026 15:22:31 GMT</pubDate>
            <atom:updated>2026-01-23T15:31:43.316Z</atom:updated>
            <content:encoded><![CDATA[<h4>What we learn too late about love</h4><p><em>A note: This is fiction, though inspired by real tragedy. The emotions are mine; the details are imagined.</em></p><figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*w4mBF44hlXEmvdSbbkMqVw.jpeg" /></figure><p>The SAR Team found all twelve bodies on Thursday.</p><p>I watched the news footage at my desk — orange body bags lined up on volcanic sand, waves still rolling in behind them like nothing had changed. My colleague asked if I was alright. I couldn’t explain why I was crying for people I’d never met.</p><p>Not for the victims. They were gone before the fear could fully form — business class, seat 14A, mid-sentence about a presentation or a complaint about the coffee. One moment of terrible understanding, then nothing.</p><p>I cried for the families.</p><p>For three days they’d refreshed news sites every twelve minutes. Googled “miracle survivors plane crash ocean.” Watched their phones like the right notification might resurrect the dead. Hope is the cruellest thing we’re capable of feeling.</p><p>Now they’d get their loved ones back in bags. Cold. Silent. Zipped shut.</p><p>And somewhere in a kitchen in Jakarta, a woman is staring at Tuesday’s missed call. The one she didn’t pick up because she was annoyed about the bins, or tired, or simply certain there would be another call tomorrow.</p><p>There’s a birthday card in someone’s drawer, still unwritten. An argument about nothing that now means everything. A thousand moments of warmth we walked right past, reaching for our phones.</p><p>We spend our lives taking presence for granted.</p><p>Then we spend our grief clutching at absence, finally awake to what we had when it still had a heartbeat.</p><p>We miss the cold body so much more than we ever treasured the warm one.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=fcc5f483a721" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Why Years of Experience Mean Nothing (Without Wisdom)]]></title>
            <link>https://borryshasian.medium.com/why-years-of-experience-mean-nothing-without-wisdom-209e1c8ce53a?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/209e1c8ce53a</guid>
            <category><![CDATA[motivation]]></category>
            <category><![CDATA[personal-growth]]></category>
            <category><![CDATA[personal-development]]></category>
            <category><![CDATA[life]]></category>
            <category><![CDATA[careers]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Mon, 03 Nov 2025 16:06:27 GMT</pubDate>
            <atom:updated>2025-11-03T16:13:32.657Z</atom:updated>
            <content:encoded><![CDATA[<figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/0*OYarYn2deYk8XS-a" /><figcaption>Photo by <a href="https://unsplash.com/@picsbyjameslee?utm_source=medium&amp;utm_medium=referral">James Lee</a> on <a href="https://unsplash.com/?utm_source=medium&amp;utm_medium=referral">Unsplash</a></figcaption></figure><p>Years of experience don’t matter much if you’ve been doing things wrong the whole time. True expertise comes from continuous learning and improvement. It’s about deliberately refining your craft rather than just repeating the same patterns.</p><p>Your experience should give you wisdom: the ability to guide others, spot problems before they happen, see solutions others miss, and the courage to innovate rather than blindly follow “the way we’ve always done it,” or worse, “the way others have done it.” Without this growth, you’re just accumulating time. And eventually, someone else will use their “years of experience” to defend bad practices with false authority.</p><p>People should respect you for the insight you bring to solving problems, not for years alone.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=209e1c8ce53a" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[The World’s Always Been Falling Apart (So Relax and Keep Pushing)]]></title>
            <link>https://borryshasian.medium.com/the-worlds-always-been-falling-apart-so-relax-and-keep-pushing-2e6a083804eb?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/2e6a083804eb</guid>
            <category><![CDATA[product-management]]></category>
            <category><![CDATA[product-design]]></category>
            <category><![CDATA[personal-development]]></category>
            <category><![CDATA[work]]></category>
            <category><![CDATA[innovation]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Sun, 26 Oct 2025 16:29:50 GMT</pubDate>
            <atom:updated>2025-10-26T16:29:50.407Z</atom:updated>
            <content:encoded><![CDATA[<figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*JCC4VBSw6JXmwe7yyn1SKw.png" /></figure><p>You know that feeling. You’re in the room with the mockups, the prototypes, the research data. You can <em>see</em> it. The elegant solution, the delightful interaction, the product that would genuinely delight users. Your heart races a little because you know this could be something special.</p><p>Then reality walks in.</p><p>“That’s going to push the timeline back two weeks.”</p><p>“The stakeholders won’t understand why we need this.”</p><p>“Can’t we just do what the competitor does?”</p><p>And just like that, the gap appears. The chasm between what you know is possible and what the room is willing to pursue.</p><h4>The Loneliness of Caring More</h4><p>There’s a specific kind of exhaustion that comes from being the person who pushes for excellence when everyone else has already moved on. You’re not being difficult. You’re not chasing perfection for ego. You genuinely believe that good enough isn’t good enough, that users deserve better, that the craft matters.</p><p>But you’re surrounded by colleagues who are content with “fine.” Decision makers who optimize for shipping over quality. Teams who’ve been beaten down by so many compromises that ambition feels naive.</p><p>You start to wonder: Am I the problem? Am I too idealistic? Should I just let it go?</p><h4>The Seduction of Cynicism</h4><p>It would be easier to stop caring. To show up, do the work, collect the paycheck, and save your energy for side projects where you have control. Many people make this choice, and honestly, it’s hard to blame them.</p><p>The world of product development is littered with casualties of idealism. Designers whose portfolios are full of “what could have been,” engineers who know the technical debt that’s accumulating, product managers who’ve watched their vision get watered down in committee after committee.</p><p>Cynicism offers a comfortable numbness. If you expect mediocrity, you’re never disappointed.</p><h4>The World’s Always Been Falling Apart</h4><p>In his book <em>The Laws of Simplicity</em>, John Maeda shares a story about his youthful zeal to attack the simplicity question. He felt that complexity was destroying the world and had to be stopped. Then at a conference, a 73-year-old artist took him aside and said something that changed his perspective: “The world’s always been falling apart. So relax.”</p><p>At first glance, this might sound defeatist. But there’s profound wisdom here. The world (and by extension, your product, your organization, your industry) has <em>always</em> been imperfect. There has never been a golden age when everything worked perfectly, when every stakeholder aligned, when every product shipped with zero compromises.</p><p>The pursuit of excellence isn’t about reaching some mythical state where everything is perfect. It’s about pushing forward despite the inevitable friction, the misalignment, the resistance.</p><p>Your colleagues aren’t on the same page? The world’s always been falling apart. So relax.</p><h4>What Relaxing Actually Means</h4><p>Maeda isn’t suggesting apathy. He’s suggesting something more subtle. The release of the burden that <em>this time</em> should be different, that <em>these people</em> should suddenly get it, that <em>this organization</em> will finally prioritize quality.</p><p>When you relax into the reality that misalignment is the default state, something interesting happens. You stop taking it personally. You stop burning out over battles that were never yours to win alone. You start choosing your moments more strategically.</p><p>You still push for excellence. But you do it with the long game in mind.</p><h4>Finding Your Sustainable Pace</h4><p>Here’s what I’ve learned about staying idealistic without destroying yourself.</p><p>You can’t convert everyone, but you can influence incrementally. That colleague who doesn’t see the value of user testing? Maybe they won’t become a research evangelist, but perhaps they’ll sit in on one session. Small wins compound.</p><p>Document the path not taken. When your better solution gets rejected, write it down. Create a paper trail. When the predictable problems emerge later, you’ll have a foundation for “remember when we discussed this?”</p><p>Build alliances quietly. Find the other people who care. You’re not alone, you’re just distributed. Create informal channels where quality can be discussed without the politics.</p><p>Celebrate the small excellences. You didn’t ship the perfect product, but you got that interaction detail right. That micro-delight exists because you fought for it. Count it.</p><p>Remember why you’re here. Are you here to be right, or to make things better? Sometimes the win is making things 10% better today, even when you know what the perfect solution looks like.</p><h4>The Practice of Idealism</h4><p>Pushing for best in class products while surrounded by people who aren’t striving for excellence isn’t a problem to solve. It’s a practice to sustain.</p><p>Some days you’ll push hard. Some days you’ll pick your battles. Some days you’ll feel like you’re shouting into the void. And yes, some days you’ll win.</p><p>The world’s always been falling apart. Your products will ship with compromises. Your colleagues won’t always share your standards. Your organization will prioritize speed over craft more often than you’d like.</p><p>And yet.</p><p>The fact that you still care, that you still see the better version, that you still advocate for excellence. That matters. Not because you’ll win every time, but because systems need people who remember what good looks like.</p><p>So relax. Not into resignation, but into resilience.</p><p>Keep pushing. Keep caring. Keep seeing the possibility.</p><p>Just don’t expect the world to stop falling apart while you do it.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=2e6a083804eb" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Let Your Work Speak Louder]]></title>
            <link>https://borryshasian.medium.com/let-your-work-speak-louder-cfcb6e280344?source=rss-8d9357b52867------2</link>
            <guid isPermaLink="false">https://medium.com/p/cfcb6e280344</guid>
            <category><![CDATA[personal-development]]></category>
            <category><![CDATA[life-lessons]]></category>
            <category><![CDATA[personal-growth]]></category>
            <category><![CDATA[life]]></category>
            <category><![CDATA[careers]]></category>
            <dc:creator><![CDATA[Borrys Hasian]]></dc:creator>
            <pubDate>Sun, 05 Oct 2025 17:49:21 GMT</pubDate>
            <atom:updated>2025-10-05T17:49:21.500Z</atom:updated>
            <content:encoded><![CDATA[<figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*JS5N6SKfRj1nHs9D0Ee58Q.png" /></figure><p>There will always be people who try to bring you down. Some will criticize. Some will doubt. And some will quietly hope you fail, not because they know you, but because your effort reminds them of what they are not doing.</p><p>It’s easy to get distracted by the noise. To wonder if they’re right. To question yourself in moments of silence.</p><p>But every minute you spend reacting is a minute stolen from creating.</p><p>The truth is simple: your work will always speak louder than their words. Results echo longer than opinions. Consistency outlasts gossip.</p><p>So, show up. Keep improving. Deliver with quiet confidence. You do not need to shout. You just need to keep moving. Because in the end, your progress will become undeniable.</p><p>The same people who once doubted you will eventually fall silent.</p><p>Let them talk. You build.</p><p>Let them doubt. You rise.</p><p>Let your work do the talking.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=cfcb6e280344" width="1" height="1" alt="">]]></content:encoded>
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