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        <title><![CDATA[Stories by Leona Zoey on Medium]]></title>
        <description><![CDATA[Stories by Leona Zoey on Medium]]></description>
        <link>https://medium.com/@leonazoey?source=rss-5ef7dd7078c4------2</link>
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            <title>Stories by Leona Zoey on Medium</title>
            <link>https://medium.com/@leonazoey?source=rss-5ef7dd7078c4------2</link>
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            <title><![CDATA[Creative Ways to Revitalize Your Life]]></title>
            <link>https://medium.com/@leonazoey/creative-ways-to-revitalize-your-life-8b7c8ffdfa37?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/8b7c8ffdfa37</guid>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Sun, 17 May 2020 17:14:50 GMT</pubDate>
            <atom:updated>2020-05-17T17:17:22.135Z</atom:updated>
            <content:encoded><![CDATA[<p>One of the few silver linings of being quarantined is that you have an opportunity to spend alone time working on your life. In all reality, though, there’s never a wrong time to improve your life. Even if things are going great in your day-to-day and intimate relationships, sometimes it’s good to go the extra mile to keep things that way.</p><p>Some of the steps you can take to better your world revolve around optimizing your potential, and others involve things you can do for your significant other. Continue reading to get creative ideas to help you bring more fire to your life and relationships.</p><h3>Be Your Best Self</h3><p>How can you focus on improving your life when you have yet to take a look at the key player, yourself? Whether you are going through an internal crisis or you just want to keep yourself in a healthy space, looking into an opportunity to heal your mind is a good investment. There are some things you can do on your own, such as researching healthy mental habits, finding a self-care routine that works for you, and reading self-help books that can guide you to your highest potential. But beyond these useful practices, one prime way to treat yourself is by looking into a therapist on sites such as <a href="https://withtherapy.com/">WithTherapy</a>.</p><figure><img alt="" src="https://cdn-images-1.medium.com/max/1024/1*7_ysmJVkv_kQ-qFsptMTog.jpeg" /></figure><p>Maybe you think you have a handle on your mental health, but a professional therapy session might surprise you. Many people have struggles under the surface, or just don’t know how to approach certain topics. A trained, kind therapist can help you narrow down some of these issues and learn to improve. With a combination of meaningful conversation, dedicated “you” time, and personalized goals, a quality stretch of therapy may be just the thing you are missing.</p><h3>Work On Your Sex Life</h3><p>As you and your partner age and get used to each other, you may find that your sexual desire wanes. Over the past few decades, the <a href="https://www.healthline.com/health/healthy-sex/is-sex-important-in-a-relationship#overview">importance of sexual pleasure</a> for a happy relationship has gotten more attention from experts. Another great way to improve your own health is to underline the quality of your romantic relationships.</p><p>The importance of sex varies from person to person and couple to couple, but there’s no questioning the joy it brings. If you’re having trouble with your sex drive or performance, then you may have a deeper issue than attraction to your lover.</p><p>For the sake of your happiness, you should take your sexual health seriously. Clinical studies have shown that issues with blood flow and semen production could be the causes behind your lack of fire in the bedroom. A supplement such as <a href="https://www.leadingedgehealth.com/products/semenax/">Semenax</a> could help to increase your performance and the level of pleasure you receive from sex.</p><h3>Be Spontaneous</h3><p>In addition to just the sex, what are some other flames you could reignite? When you were trying to win your partner’s heart, you went above and beyond the norm to impress her. You need to find that passion once again. All you have to do is regain your sense of spontaneity.</p><p>Sometimes, you just need to show her that you’re still as blown away by her as you were the day you laid eyes on her. There’s nothing like a surprise night out on the town at a nice restaurant, followed by a jazz or salsa club. Eat, drink, and dance the night away to <a href="https://www.webmd.com/sex-relationships/features/rekindle-romance">rekindle the flame</a> between you.</p><figure><img alt="" src="https://cdn-images-1.medium.com/max/438/1*zSKunBSW4Yv8g0vnn0kwJg.gif" /></figure><p>The key is to let your imagination go to work. Somewhere along the way, you forgot to keep winning your lover’s heart over, but the sooner you start back, the more fulfilling your relationship will be — for both of you. When you want to make things better, look on the inside and outside of what you have going on. You won’t regret it.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=8b7c8ffdfa37" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[PNP Santa Video, The Best Custom-Enabled Videos For This Season]]></title>
            <link>https://medium.com/@leonazoey/pnp-santa-video-the-best-custom-enabled-videos-for-this-season-2b7583b5707e?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/2b7583b5707e</guid>
            <category><![CDATA[mobile]]></category>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Mon, 09 Dec 2019 07:39:48 GMT</pubDate>
            <atom:updated>2019-12-09T07:39:48.170Z</atom:updated>
            <content:encoded><![CDATA[<p>As the holidays get busier, people have engrossed the activities of the festive season. However, some are busy with things such as trying to craft an app that can handle more than 100,000 simultaneous users.</p><p>It is the kind of challenge that UGroupMedia has to deal with every year. Their app, Portable North Pole app, has become very popular. Users can use this app to create their personalized <a href="https://www.portablenorthpole.com/santa-video">PNP Santa video</a> in different ways.</p><p>Portable North Pole is built and deployed from a single JavaScript codebase by the use of NativeScript. A closer look at the customers’ reviews reveals that all is working well.</p><p>So, how did the UGroupMedia came up with Portable North Pole?</p><p>Portable North Pole app uses a free-to-use code-sharing solution called xplat from nStudio. With xplat, you can build for the web, for iOS, and Android simultaneously.</p><p>When the Lead Mobile &amp; Web Application Developer at UGroupMedia, Richard Smith, was asked, this is what he had to say:</p><p>“We needed the ability to develop and maintain our <a href="https://www.apple.com/in/ios/app-store/">app for iOS</a>, Android, and Web, but with a small team, an efficient and reliable code-sharing solution was necessary. With NativeScript, the shared xplat codebase allows developers with diverse backgrounds to contribute comfortably to all three platforms, while still being able to utilize their previous experience and specializations. It is a great environment to work in and enables us to deliver much more with our existing team.”</p><p>The power of a code-sharing solution is evident in the Portable North Pole app, especially on the screen. It allows you to pick between their video options.<br> <br> The same power is also seen in the ability to customize your videos before they are processed on the Portable North Pole backend.</p><p>The use of a code-sharing approach has not stopped UGroupMedia from providing unique experiences. They are still producing high-quality productions in all their platforms.</p><p>For instance, you can upload your images using both the web and mobile versions of PNP. However, with the mobile version, you can crop any image that you select.</p><p>It is the ability to perform such small-like tweaks that significantly enriches the user’s experience.</p><p>The native script makes it possible to do all these while still using a code-sharing structure.</p><p>Another unique feature is the ability of the app to detect when your volume is low and notify you. <br> <br> There is still much more than the Portable North Pole is doing, especially with video. The app can record a child’s reaction via the device’s camera.</p><p>The app offers four languages. It also has a built-in way to switch from one language to the other on the app.</p><p>You can also view help documents directly in the app by the use of Zendesk.</p><p>Why don’t you download the app yourself and have an experience of all these features? It is an example of what NativeSccript is capable of doing.</p><p>Make a fun video for your child. You can also use it as a means of experimenting.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=2b7583b5707e" width="1" height="1" alt="">]]></content:encoded>
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        <item>
            <title><![CDATA[More Young People Opting for Cosmetic Dentistry]]></title>
            <link>https://medium.com/@leonazoey/more-young-people-opting-for-cosmetic-dentistry-ace72fc5a7d1?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/ace72fc5a7d1</guid>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Wed, 03 Oct 2018 18:12:38 GMT</pubDate>
            <atom:updated>2018-10-03T18:12:38.115Z</atom:updated>
            <content:encoded><![CDATA[<p>It is fair to say that the dental industry has had a bit of a revolution over recent years. No longer are dentists feared, or visits to a dental surgery seen as as an uncomfortable necessity to maintain oral health. These days more adults under the age of 34 are choosing to visit their dentist for cosmetic treatments, such as tooth whitening, rather than for simple check-ups.</p><p>A recent study conducted by Bupa Dental Care showed that almost half of young adults aged between 18 and 34 had received tooth whitening treatments from their dentist. Over a third of those surveyed even admitting to having their teeth whitened at least once a week to help maintain their level of whiteness.</p><p>Despite a sharp rise in young people attending their dentist for cosmetic reasons, a third of those surveyed confessed that they hadn’t visited their dentist in more than a year for a check-up because they didn’t think they had any dental problems.</p><p><strong>Concerned with their appearance</strong></p><p>This age group, generally labelled as Millennials and Generation Z, seem to be far more concerned with the cosmetic appearance of their teeth rather than their oral health. As long as their teeth look good, these generations don’t tend to value the overall good health of their teeth.</p><p>According to the Bupa research, young people associate yellow or darker shades of white teeth with being unhygienic or unhealthy. This of course may not be the case. Any underlying issues with the health of their gums and teeth will come second to their appearance, but what really matters is the health of your teeth and gums, especially for your long-term health.</p><p><strong>Poor self-esteem and stained teeth</strong></p><p>While we know that a lot of teeth staining can be caused by poor oral hygiene, according to statistics, one in four young people say that having stained teeth negatively affects their self-esteem and self confidence. Nearly 50% of under 34s will associate stained or discoloured teeth with having bad breath and poor hygiene.</p><p>Teeth whitening treatments have exploded in popularity over recent years, and when done by qualified professionals it can be a completely safe treatment to have. However, with teeth-bleaching products being available over the counter or purchased online, many young people are risking their oral health, especially because they are unaware of how much bleach is contained in these products.</p><p>Most home-bleaching kits are actually illegal and pose great harm to your health, so it really pays to make sure that all tooth whitening procedures are conducted by professional dentists. Over the past couple of years the government have clamped down on illegal tooth whitening practices being carried out by unqualified technicians at beauty salons and spas. There are heavy fines imposed on any unqualified practitioners in the UK, so it just goes to show that choosing illegal tooth whitening treatments doesn’t pay. To know more <a href="https://www.glowdental.co.uk/dentists-in-battersea">click here</a>.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=ace72fc5a7d1" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Why we Should Treat our Spouse Like a Friend]]></title>
            <link>https://medium.com/@leonazoey/why-we-should-treat-our-spouse-like-a-friend-7c4d9a04d7b9?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/7c4d9a04d7b9</guid>
            <category><![CDATA[love]]></category>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Wed, 15 Aug 2018 19:08:45 GMT</pubDate>
            <atom:updated>2018-08-15T19:08:45.471Z</atom:updated>
            <content:encoded><![CDATA[<p>The line between friend &amp; spouse is firmly divided: Friends are for friendship; Spouses are for love. There’s a new perspective that distorts this perception of human relationships. We should treat our spouse more like a friend. What is the benefit of this mindset? Read on for some insightful ways to reconnect your marriage on a different level.</p><p><strong>“Love is a Battlefield”</strong></p><p>Pat Benatar sung these lyrics in 1983 and it carries a tremendous amount of truth. Love is a polarized sensation — it hosts extremes of human emotion. Strong love and strong hate are closely tied. When we love someone dearly, we also experience the opposite end of the spectrum when things don’t go well. Just think of married couples in a verbal battle, all the yelling, blaming, accusing, it seems so vicious compared to reactions in a casual friendship or even a dating relationship.</p><p>Love can breed a hostile environment when the couple has a disagreement. Arguments in marriage can be very petty from arguing over who leaves their coffee mugs on the counter most to who throws clean clothes on the floor. It’s always issues of minor irritations.</p><p>Why do we do this? Because we’re comfortable with the other person. Now comfort has its ups &amp; downs too. To be truly comfortable with your partner means you can truly be yourself. You don’t have to worry about messy hair or flatulence. You’re settled and don’t need to try to impress or be on your best behavior. Now think of this in terms of friendship. Would you ever be so petty with a friend? No. It just wouldn’t stand. They might have a chat with you regarding your behavior or just avoid you all together and find a new best friend that’s not so petty.</p><p>Enter the marriage lesson: If you treat your spouse like a friend, you’re less likely to spaz at minor issues. Be kind! We try to be kind to our friends. We try to treat them respect. In a stalled marriage, these commandments go out the door. We don’t need to put the effort in anymore because we’re so comfortable. To compromise and be kind requires effort! One of the reasons we let manners and kindness slide when we’re with our spouse. Take the time to analyze what you’re mad about. Take a step back and decide is this really worth it? Now fort the big insightful moment that your grandmother told you about:</p><p><strong>Pick Your Battles</strong></p><p>Before you scold your partner for something he / she did, think to yourself: “Is this worth it?” “Is this really a big deal in the grand scheme of things?” Chances are that the answer will be “No.” So if they irritate you then talk to them with kindness. Try bringing up the topic at a later time when you’re not so heated. Ask yourself “If my friends did this, how would I confront them?” and then do this with your spouse. Taking a step back from anger issues really helps!</p><p><strong>Have an Adventure</strong></p><p>We love spending time with or friends. Those weekend away are always a nice refresh to our ordinary lives. Now take this same weekend excitement and have it with your spouse. Enjoy a getaway you would normally do with friends. The best part? Take this chance to reconnect sexually. Do something kinky you’ve never done before. You certainly can’t do this with your friends, so act out an erotic fantasy. Bring along a <a href="https://www.theadulttoyshop.com/penis-extensions">bedroom surprise</a> for lovemaking. Adult toys, massage oils, candles, vibrators are all suggested things that make the weekend exciting on a level you’d never have with your friends. <br> <br> The chance to connect sexually will spill over emotionally too, you’ll feel rejuvenated and more connected. It doesn’t need to be anything complicated either, if your budget wont permit a big weekend away at a beach then go camping or something simple. Think of what you used to do in your fraternity days and do the same thing with your partner.</p><p><strong>Meditation Matters!</strong></p><p>Taking a step back and thinking of your spouse on a friendship level will help you to choose words more wisely and try to avoid conflict. It’s all about thinking before you speak and trying a new way to connect! Try <a href="https://medium.com/s/story/how-to-practice-loving-kindness-meditation-afe8ae4c4b83">kindness meditation</a>, practicing being mindful is the ticket to being able to pick your battles as we’ve touched on above.</p><p>This can be a very useful tactic when we’re so steeled with someone that we just let it all out without passing through our verbal filter first. Taking a step back and thinking of your spouse as a friend can help you with mindfulness of your behavior. It takes 2 to Tango so pass along this article for them to read and practice this together. Who knows, maybe you’ll enjoy meditation together or other soul soothing activities like yoga. It will definitely help the marriage in more ways than one. Happy rekindling!</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=7c4d9a04d7b9" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Take care of yourself to grab low health insurance discount rates]]></title>
            <link>https://medium.com/@leonazoey/take-care-of-yourself-to-grab-low-health-insurance-discount-rates-a32a99ee04c1?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/a32a99ee04c1</guid>
            <category><![CDATA[healthcare]]></category>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Thu, 02 Aug 2018 11:43:49 GMT</pubDate>
            <atom:updated>2018-08-02T11:43:49.912Z</atom:updated>
            <content:encoded><![CDATA[<p>As per the open enrollment report issued in January 2017, 8.8 million people were signed for the ACA or Affordable Care Act coverage through the healthcare.gov. There have been plenty of reports since then regarding how healthcare can get altered under the administration of Donald Trump and people are also thinking about the future of healthcare plans and how they can find reasonable health insurance coverage, irrespective of the government plans.</p><p>Over the last few years, we’ve learnt that getting access to healthcare plans don’t always mean that they’re getting the plan with the cheapest plan and that which is the best as per your needs. If you’re one among them, you might find it tough to deal with the soaring costs of health care. While you can <a href="https://www.iselect.com.au/health-insurance/">compare health cover with iSelect</a>, it is also necessary for you to know how you can save money on your insurance policy.</p><p><strong>Lowering costs on health insurance and grabbing an affordable discount</strong></p><p>There are several American minds which are always thinking of lowering the health insurance costs. Though there have been too many benefits of Obamacare, there were also several criticisms which drove people to the point where it is tough to decide the future of healthcare. The leading cause of bankruptcy is not being able to bear healthcare costs. It is even bad when you’re sick enough and you need medical care. But when you are not able to pay off your medical debt, this is an even worse situation. This is when you have to find out ways in which you can cut down insurance costs by finding out an affordable plan.</p><p><strong>Lower premiums doesn’t always mean the best option</strong></p><p>Would you ever want to judge the effectiveness of a health plan by taking into account its price tag? Although the initial thing that we wish to know while buying a plan is the price that we have to pay for it.Well, this depends entirely on your fiscal status and also on your family requirements but the ultimate deciding factor on your health insurance should not be the monthly premium that you’re liable to pay.</p><p>In case you choose a policy with high deductible, you’ll have to pay lower premiums. When you claim, you will pay even more due to the deductible. If you seem to be in good health, if you don’t have any bad records like accidents and if you’re lucky enough to remain healthy, a high deductible plan along with a low premium will always work great. You might end up paying even more when the opposite happens. If you wish to evaluate the cost of health insurance, you would require looking at the amount that you paid at the completion of the term of the policy. Take into account the tax credits and the subsidies which you get and how much money you can afford out of pocket.</p><p>Therefore, when you’re eager to lower your health insurance costs, you have to make sure you take good care of your health by ditching all the bad habits like smoking and drinking. Apart from that, shop around and get several quotes from companies to compare and choose the best one.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=a32a99ee04c1" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Treatment For Worker’s Compensation Programs in Denton]]></title>
            <link>https://medium.com/@leonazoey/treatment-for-workers-compensation-programs-in-denton-421d66c6ac93?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/421d66c6ac93</guid>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Thu, 19 Apr 2018 17:18:04 GMT</pubDate>
            <atom:updated>2018-04-19T17:18:04.238Z</atom:updated>
            <content:encoded><![CDATA[<img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=421d66c6ac93" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[4 Deadly Qualities to Look For in a Personal Injury Lawyer Before Letting Him Sign The Deal]]></title>
            <link>https://medium.com/@leonazoey/4-deadly-qualities-to-look-for-in-a-personal-injury-lawyer-before-letting-him-sign-the-deal-972fae038fd7?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/972fae038fd7</guid>
            <category><![CDATA[law]]></category>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Sat, 10 Feb 2018 14:46:07 GMT</pubDate>
            <atom:updated>2018-02-10T14:46:56.366Z</atom:updated>
            <content:encoded><![CDATA[<p>Anyone who has had enough experience of filing lawsuits and working with numerous attorneys will know that all lawyers aren’t created equally. The harsh truth is that there are many attorneys who don’t have enough zeal and passion and they even don’t have the ability to represent their client’s interests in matters related to personal injury. This is why if you wish to receive the full value of the damages and injuries, it is necessary that you locate the best personal injury attorney who always takes into account your best interests.</p><p>In case you’re not injured through the fault of another person, here are few qualities that you should watch out for in a personal injury attorney.</p><p><strong>Quality #1: Success and experience</strong></p><p>Before you allow an attorney to sign the deal with you, you have to measure his experience that he has in this specific field. Is the lawyer involved in trying out cases before the jury or is he famous for settling cases for a value which is less than the actual value? Will the attorney willingly take upon your case? Will the attorney with whom I’m meeting actually handle my case or will I be passed on to some junior lawyer? These are the few questions that you should ask yourself before hiring a lawyer.</p><p><strong>Quality #2: Common sense</strong></p><p>The personal injury attorney whom you hire requires having some kind of basic sense like getting hold of the peculiarities and specifications of the case. Will the attorney know or comprehend what the car accident has caused to your life? One more factor that is most important is whether or not you can relate with the attorney. In case you see that the attorney is someone with whom you don’t have anything in common and you even don’t understand the words he uses, then you probably won’t get the desired consequences.</p><p><strong>Quality #3: Command over the court</strong></p><p>Remember that the trial attorneys are as effective as their capability of trying out a new case. Hence before even you think of signing the deal with an accident attorney, make sure you know everything about his failures and successes. Find out the way in which they try cases before the jury and try to know more on their philosophy. Is the attorney familiar with the system of the court? Does he know where the courthouse is?</p><p><strong>Quality #4: Time management skills</strong></p><p>We all know that the well-proved age-old adage, ‘time is money’. A worthy attorney should know how he needs to manage time, not only his time but also the client’s time and how he can get the most desired result by trying before the jury. A portion of this can be possible with communication skills and a portion relies on his ability to move into the depth of the matter.</p><p>So, now that you know the best qualities to look for in an attorney, you can <a href="https://hhklawfirm.com/service/personal-injury-lawyers/">click here</a> to know more on personal injury attorneys and end up hiring the best one.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=972fae038fd7" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Getting Your First Real Estate Deal]]></title>
            <link>https://medium.com/@leonazoey/getting-your-first-real-estate-deal-e09a691497b3?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/e09a691497b3</guid>
            <category><![CDATA[real-estate]]></category>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Fri, 02 Feb 2018 03:45:27 GMT</pubDate>
            <atom:updated>2018-02-02T03:45:27.910Z</atom:updated>
            <content:encoded><![CDATA[<p>As Neil Simon’s play, “Fools”, comes to an end, Yenchna announces, “Real estate — you can’t go wrong with real estate.” Having come to his senses when the curse was lifted, Yenchna now owns a string of seventeen houses. Like the character, your goal is to make money with your <a href="https://www.amazon.com/Adam-Leitman-Bailey/e/B004AQ7NHI">real estate investment</a>. You can rent the property out or use it for other purposes. Your real estate investment should be managed so as to produce a five or six percent return.</p><p><strong>How a Real Estate Investment Works</strong></p><p>Real estate is usually considered a fixed asset, which is the opposite of a liquid asset. Real estate is usually a slow-moving market, especially when compared to stocks, or even new cryptocurrencies. As a rule, if you are making your money by re-selling the property, it can take a while to move. Real estate can also be your home, or it can be the site for a business. To make it a bit more liquid, you may want to consider renting it out.</p><p><strong>Six Percent is a Realistic Return</strong></p><p>Even if you are turning your real estate into a steady monthly income by renting it out, you still have expenses, which include taxes, insurance, and repairs to the property. You may also find yourself losing income for one to two months, if your renters move out. Should you experience this, something major may have to take place before allowing new tenants to move in. If you borrowed money to buy the property, you have mortgage payments to make. Given these considerations, six percent becomes a generous return.</p><p><strong>Cutting Back on the Risk</strong></p><p>Calculate your margins carefully and realistically. If you need to borrow the purchase price (which is likely), go with a reliable lender, even if the rates are slightly higher. Use due diligence when examining the property and keep in mind that not every real estate investment is a sound one.</p><p>Plan carefully, borrow wisely, and examine many different buying options. If at all possible, purchase property that is near your home. That cuts down on expensive trips to examine your investment. Real estate is not fast money, but rather a slow earning fixed asset that, when properly selected, will appreciate over time. Like many stocks, bonds and similar investments, the largest return is usually realized upon the sale of the property. By taking these recommendations into consideration, your real estate could amount to a solid nest egg.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=e09a691497b3" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Chapter 7 Bankruptcy — What Are the Pros and Cons?]]></title>
            <link>https://medium.com/@leonazoey/chapter-7-bankruptcy-what-are-the-pros-and-cons-69117958ce76?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/69117958ce76</guid>
            <category><![CDATA[bankruptcy]]></category>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Mon, 29 Jan 2018 18:52:50 GMT</pubDate>
            <atom:updated>2018-01-29T18:52:50.655Z</atom:updated>
            <content:encoded><![CDATA[<p>Bankruptcy is a standard, legal procedure which allows a debtor to relieve themselves of their outstanding debts. If you are considering Chapter 7 bankruptcy, there are pros and cons to doing so.</p><p>Deciding to file for bankruptcy in the first place is a difficult one. It means considering your credit situation, your self-image, and what future credit may or may not be like for you. While there are drawbacks, it can be the most beneficial solution when you are in over your head and you need a way out.</p><p>To decide which is best, you should consult with a bankruptcy attorney. Also, while you wait for your consultation, consider the pros and cons of Chapter 7 and see if that is the right solution for your financial situation.</p><h3>The Pros of Chapter 7 Bankruptcy</h3><p>While bankruptcy will stay on your credit record for a few years, filing for Chapter 7 takes approximately three to six months to complete. If Chapter 7 is the option that works best for your situation, there could be <a href="https://washingtonfreshstart.com/benefits-of-bankruptcy/">some benefits</a> you get from doing so, including:</p><p>● <em>State exemptions protect your personal property. </em>You may have heard that you will lose all your personal property if you file bankruptcy, but that is no longer the case. Today, you can file for bankruptcy and not lose your property if it falls under the exempt values.</p><p>● <em>New credit comes faster than you think.</em> After you have completed Chapter 7 bankruptcy, you can usually obtain new credit lines within one to three years. Naturally, if you were to receive new credit, you should do so cautiously.</p><p>● <em>Chapter 7 alleviates financial stress.</em> While you may feel that you could push through it and continue to slowly pay down your debts, that brings unnecessary financial hardship and stress to your life. You may be able to protect yourself, alleviate your financial obligations, and get on track better if you file for bankruptcy and start over.</p><p>● <em>No more aggressive collections.</em> If you have creditors harassing you or threatening to sue for funds, you can get relief from Chapter 7 bankruptcy. Once you file, you receive an Automatic Stay, which means creditors can no longer collect on the balance due.</p><h3>Cons of Chapter 7 Bankruptcy</h3><p>While there are definite benefits to Chapter 7 bankruptcy, there are also drawbacks. Some of the disadvantages include:</p><p>● <em>Credit will be hard to get. </em>Once you have a Chapter 7 bankruptcy on your credit report, it will stay there for up to 10 years. Therefore, you may find that you are denied for credit for some time until you can prove that you are creditworthy.</p><p>● <em>Lose property that is not exempt.</em> You will lose any property that is not exempt from bankruptcy, which may include luxury possessions.</p><p>● <em>You cannot file again for several years.</em> If you file for Chapter 7 bankruptcy, be sure that you are ready to do so. Once you file, you cannot file again for several years. While you could use Chapter 13, it will not be as easy to succeed with a bankruptcy case.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=69117958ce76" width="1" height="1" alt="">]]></content:encoded>
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            <title><![CDATA[Emancipation of a Minor — Understanding the Basics]]></title>
            <link>https://medium.com/@leonazoey/emancipation-of-a-minor-understanding-the-basics-fb08d29da93f?source=rss-5ef7dd7078c4------2</link>
            <guid isPermaLink="false">https://medium.com/p/fb08d29da93f</guid>
            <category><![CDATA[family]]></category>
            <dc:creator><![CDATA[Leona Zoey]]></dc:creator>
            <pubDate>Fri, 26 Jan 2018 19:31:27 GMT</pubDate>
            <atom:updated>2018-01-26T19:31:27.715Z</atom:updated>
            <content:encoded><![CDATA[<p>A child might wonder if there were any way he or she could be treated like an adult, and what it would take to become an adult. The answer depends on whether it is going through parents or a legal system. Emancipation of a minor, known as a divorce from parents, is a court process where the minor is legally recognized as an adult.</p><p>To be emancipated, a minor must do more than request emancipation. Instead, they must establish their ability to be independent, support themselves, and prove this to the court before the court would grant emancipation.</p><h3>Why Would a Minor Emancipate?</h3><p>Emancipation benefits are strictly for the minor. A minor can then enter into contracts, make education and medical decisions themselves, support themselves financially, and determine how their income is spent.</p><p>For parents, parents do not have to support their emancipated child financially or legally. And, if child support payments are active they will cease.</p><p>While a child might be emancipated, they are not considered an adult by law. A child still must reach the age of majority, which is 18 years. Therefore, the child cannot vote or engage in activities that a legal adult would be able to do.</p><h3>What Are the Requirements for a Child to Emancipate?</h3><p>Emancipation is designed to help a child circumvent age requirements. However, there are still minimum age requirements before the courts would grant emancipation. Some states allow a child to emancipate as early as 14 years, while others do not allow emancipation until the child is close to their 18th birthday.</p><p>It is best that you consult with an attorney if you wish to emancipate to find the age requirements. Also, aside from age, you still need to prove that you can sustain yourself without your parent’s support — that includes housing, income, and healthcare.</p><p>Other factors the court will consider before allowing you to emancipate include:</p><p>● Your age and actual maturity</p><p>● Family history of abuse or neglect</p><p>● Your decision-making capacity</p><p>● Your financial and living situation currently and post-emancipation</p><h3>How Long Does Emancipation Take?</h3><p>Emancipation may be automatic while other times it takes a few months. A minor often must petition the court for emancipation, then go to a hearing where they will supply the evidence that they should be granted emancipation. You may also have to undergo an independent evaluation to determine your maturity and ability to understand the consequences of your decision if you are emancipated successfully.</p><h3>Do You Need an Attorney to Emancipate?</h3><p>The law does not require that you hire an attorney, but it is in your best interest to do so. While it is possible to go through the procedure without legal assistance, a <a href="https://parentsattorney.com/family-law/">qualified family attorney</a> can help you with the legal requirements and provide you with guidance through the emancipation process. Furthermore, they can represent your interests in court, especially if your parents contest the emancipation.</p><img src="https://medium.com/_/stat?event=post.clientViewed&referrerSource=full_rss&postId=fb08d29da93f" width="1" height="1" alt="">]]></content:encoded>
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