Say goodbye to typing and hello to a little magic in the air 🪄

Magic AI Scan makes adding transactions fast, easy, and (dare we say) fun.

Just snap a photo of your receipt 📸 and let the magic happen. The price is filled in automatically, the category is recognized, and labels or notes are added for you, so there’s no manual work needed. In seconds, your receipt turns into a perfectly organized transaction. 📊

Whether you’re tracking daily coffee runs ☕ or a big grocery shop 🛒, or scanning a receipt on a pizza date 🍕 — Magic AI Scan saves you time and keeps your expenses neat and accurate 🎯 Less typing, fewer mistakes, and more time for the things you actually enjoy 😊 And what is even better, the Magic AI Scan can read receipts in multiple languages 🌎

Here are steps on how to use the Magic AI Scan:

1. Open your app
2. Tap + to add a transaction
3. Choose Magic AI Scan
4. Scan your receipt and you’re done

Smart, fast, and magical ✨ that’s the Spendee Receipt Scanner 🤖️

Thinking about getting Lifetime Premium and enjoying your Spendee forever? ⭐️ Here are the Top Reasons Why You Should Subscribe! ✅

Stop talking about your resolutions. Make them happen.

We help you comfortably manage your finances 💰 With Lifetime Access, you’ll get to enjoy all of these advantages:

1. Bank Account Connection 🏦

Every expense that you pay by card will get automatically imported and categorized in Spendee so you don’t have to worry about it. We’re supporting more than 2500 financial providers around the world — including e-Wallets & Crypto Wallets such as Coinbase.

Connecting your bank accounts enables you to save time & money by seeing all of your wealth in one place! You’ll never forget to add transactions 🤓

Connect your bank today & get at least 2 months of your transactions imported into Spendee right away!

2. Sharing Wallets With Friends & Family 👫

Spendee is not only about managing your own personal finances 😉 The Shared Wallet feature helps you manage your family’s finances, too! 🙌 Inviting members is easy and you can invite as many members as you want. Only the owner needs to be on the subscription plan, guests can use the free version!

Shared wallets are great for couples who want to track their shared expenses or incomes, they could be used by roommates who want to track shared expenses for accommodation, or simply by friends who are going on a holiday together and want to track who pays for what during the trip.

3. Unlimited Number of Wallets 💸

Using different wallets for different purposes might help you gain better control over your expenses. You might want to have a special wallet for non-daily expenses, cash, or different bank accounts.

4. Unlimited Number of Budgets 💰

Budgets in Spendee help you save money! They’re simple — decide how much you want to spend in a given period and for which category. We’ll help you stick to it. 💪 Budgets are always set as recurring, thus you can easily compare current and previous periods and see how much you are improving.

Unlimited budgets will be beneficial when implementing the 50–30–20 budgeting rule — as we recommend starting with 2 simple budgets: setting 50% of your net income for “Mandatory Expenses 🏡” and 30% of your net income for “Personal Expenses 👨‍🦲”. If that’s too broad for you, read about the recommended budgets for specific categories.

5. Unlimited Number of Labels ✅

Get crazy with Labels! 😻 They add additional information about the purchase which can help with future analysis and understanding of your finances. 👏

With unlimited labels, you can use many use-cases at once! 👀 Give your transactions subcategories, track different occasions (eg. vacation 🏝 or wedding 💍) or label your needs and wants to follow the 50/30/20 budgeting rule. 💸 Are you interested in more creative ways to use labels? Get inspired by this article!

6. You’re Supporting the Creators 👫

Hey 👋 Spendee is made with 💚 in Prague, Czech Republic by a small team. We love when anyone becomes part of our growing Spendee family! 👫

Go follow our Instagram at @spendeeapp!

7. You Save Money by Purchasing Forever 💰

Lifetime Premium is forever: with all of the present and future features. 🤗 You don’t need to worry about any payments again. And the great news is that Lifetime Premium is now 50% OFF, to help you stay on top of your 2024 resolutions! The discount is available from 28th December till 20th of January.

Don’t miss the discount of a Lifetime & catch yours! ⭐️

Your Spendee Team 💚

📲 | Instagram | TikTok | Facebook | Twitter

Black Friday is a thrilling event for those seeking great savings! 💰

But, as with any shopping spree, strategic spending is key. In navigating the excitement, try approaching the deals with a bit of wisdom 💡

At Spendee, we know that personal finance & wealth are among your top priorities —so we're bringing you some essential tips and tricks to ensure your Black Friday experience will be pleasant.

1. Write down what you want to buy

Before buying anything, write down a list of things that you've been wanting to buy for a very long time. We recommend dividing them into these groups:

• personal needs,
• personal wants,
• gifts for someone else,
• self-improvement.

Personal needs — it can be anything that is essential for you and your family and needs to be replaced — for example a broken microwave. This is the ideal time to buy necessities that you already have on your list and that you will very likely buy in the near future. Make a list of items you genuinely need, such as essential electronics or winter clothing.

Personal wants — this can be the trickiest category to save money because it is the things that bring us joy but are not a need. Focusing on needs rather than wants helps prevent impulsive purchases of items that might not contribute much to your daily life. It's okay if you want to spoil yourself with something new (like clothes) — just make sure that it is within your budget and aligned with your bigger goals!

Gifts for someone else — with the Christmas season just around the corner, you can save some money by buying gifts for your loved ones! Make sure that you follow a budget and a list and stick to it.

Self-improvement-sounds good? Instead of materialistic things, why don't you buy something that is an investment in your personal development? It can be a personal finance book, a course to get better at your work skills, or anything that will help you with your side hustle or small business.

💥 Maximise your savings with a personal finance tracker: Save 50% on a Spendee Lifetime Premium Access💥

2. Create a Budget

Before diving into Black Friday sales, set a clear budget for your shopping spree. Identify how much you can comfortably spend without compromising your financial stability 🚨

Check out our easy-to-follow Ultimate Guide to Budgeting 💡

3. Research Dates & Prices

Research and compile a list of deals and discounts offered by different retailers 👀 Knowing in advance where to find the best prices ensures you make informed decisions on where to shop. Don't forget to compare prices across various stores or online platforms to make sure you’re getting the best possible value for your money 💸

4. Don't forget Hidden Costs

Consider additional expenses such as shipping fees or extended warranties. Sometimes, what seems like a great deal can lose its appeal when these extra costs are factored in 👀

5. Check Return Policies

Ensure you’re familiar with the return policies of the stores you plan to shop at. This knowledge provides peace of mind in case you need to return or exchange items post-purchase.

As you embark on your Black Friday shopping adventure, remember that strategic planning is your greatest ally. Stick to your budget, prioritize your needs, and take advantage of research and comparison tools to make informed decisions! Last but not least — don't stress yourself & your wallet too much 💪 Happy Spendeeing,

Your Spendee Team 💚

📲 | Instagram | Facebook | Twitter | Discord | TikTok

Black Friday 💰 5 Smart Shopping Tips to Save More Money💥 was originally published in Spendee: when your money talks on Medium, where people are continuing the conversation by highlighting and responding to this story.

Mint Alternative 💰

By now, you’ve probably heard that one of the biggest budgeting apps Mint is closing down on January 1st, 2024 — pushing its users to Credit Karma. Intuit stated that “Credit Karma will not offer the ability to set monthly and category budgets” — so, what if you want to stay on track with your budgets?

Hi! 👋 We’re Spendee — a free personal finance app that helps you track your money, plan budgets, and manage income and expenses in an easy and beautiful way 📊 We’re loved by more than 3.000.000+ people around the world and often featured by the Apple App Store.

Budget & Watch Your Wealth Grow With Us 📈

Our main focus in Spendee is to assist you in growing your money effortlessly: we help you save more with budgets, and analyze your spending through beautiful visuals & easy-to-use features. Let us walk you through Spendee in this quick article!

How does it work?

In Spendee, you can track your expenses in two ways:

In our free version, you can use the good old way of tracking all your expenses manually. In this case, we recommend adding your transaction right after it occurs so you won’t forget about any of your expenses. To add your first transaction click on the green Plus button.

If you get tired of manually inputting your transactions, you can pay as low as 2.99 USD / month for the automatic way. You can connect your bank account and then every time you pay by a card or you receive money in your bank account the transaction will get imported and categorized in Spendee automatically.

💡 Don't want to lose your progress from Mint? Simply export your transactions & import them to Spendee!

See All Of Your Money in One Place

One of the biggest benefits of Spendee is seeing all of your money in one place! You can track your manual cash wallet as well as all of your bank accounts, e-wallets, and crypto-wallets. If you want to stick to the free version, you can track everything inside one wallet.

Understand Where Your Money Goes

Analyze your spending habits thanks to our beautiful graphs! After at least 5 transactions are added, it is a great time to visit the Overviews for the first time. You will enjoy all kinds of different graphs and analyses, such as the pie chart for a given month showing you the percentage of your expenses spent on different categories.

Create a Budget

Save more money thanks to our smart budgets! Now that you understand where your money goes, you can take the necessary steps to reduce your spending and save more money. We’ll notify you of your progress to make sure you are in green numbers and maintaining your positive cash flow!

Learn From Insights

We are your best financial friend which proactively helps you to manage your personal finances and build a sustainable emergency fund. We’re ready to give you tips & tricks to help you with your daily decision-making. We are preparing useful statistics, challenges, and articles that you can read in the Activity section.

Useful Tips & Tricks

Now that you understand the basics of the app, here are a few tips to make your life easier:

Schedule Transactions

Create recurring transactions for expenses that you pay every month or week like rent, bills or insurance.

Use Labels

Label your transactions to keep yourself organized!

Share Wallets

Share wallets with your friends or family and manage your wealth together! No need to argue about money anymore. This is the perfect solution for everyone who wants to track their money with more users. You will have a great overview of who paid for what and how much you all spend in total. Learn more about them here!

Watch Video Tutorials

Do you want to see how Spendee works? We have more than 25 videos available on our YouTube channel!

You can get amazing value from Spendee in the free version, but we also offer a Premium experience.

Unlock the full potential! With Spendee Premium, you’ll be able to…

• Share wallets with family or friends 👫
• Organize your transactions with multiple labels ✅
• See all your bank accounts & e-wallets in one place 💳
• Control your spending with unlimited wallets & budgets 💰
• Save time with sync and automatic categorization of transactions 🥐

Hi! 👋 We’re Spendee. A personal finance app that helps you track your money, plan budgets, and manage income and expenses in an easy and beautiful way 📊 We’re loved by more than 3.000.000+ people around the world. Let's make money tracking simple and enjoyable together!

Save More This Month: Challenge

Challenge yourself this month! We’ll teach you everything you need to know to start a budget and save more money this month. We’ll do this in three steps:

1. Understand why budgeting isn’t a bad word.

2. How to set up your first budget — with real examples.

3. Learn how to use Spendee for your financial success.

Part 1: Budgets Are Your Friend

Budgets take into account how much you earn and how much you are able (or willing) to spend in a certain period of time. Many people see budgets as their enemy, but that’s not true!

Budgets are a limit you don’t want to go over when you spend your money.

They have a huge positive impact on your life:

📊 Budgets are visual guides to support your financial decisions. It’s much easier to understand the big picture and make the right purchases when you divide your money into smaller pieces.

🛍️ Budgets support intentional spending. Life doesn’t have to be super boring on a budget — you can actually budget for things that bring you joy and improve the quality of your life while leaving out expenses that are only draining you and your wallet.

💃 Budgets allow you to live your best life. They help you accomplish your goals and desires. If you are saving money now, you can use it for your investments or start your own business later.

💪 Budgets know the hard work behind every penny. They want to give your money the best purpose so that your work doesn’t go to waste.

Part 2: Start a Budget

Don’t give yourself a big headache over which “method” to choose. It doesn’t matter as much as you think it does:

“The best way to stick to a budget is to start one.”

Every one of us has different levels of income, spending habits, and debt, and comes from diverse parts of the world. That’s why there isn’t a correct way to do it, you just need to start. It might not be “perfect” at first. Just don’t be hard on yourself. By reading this article, you’re doing better than the majority of the population! You will have a better understanding of how you can start and you can simply adjust it as you go!

50/30/20 Rule 💡

First, let's get familiar with the universal 50/30/20 rule — dividing your net income into separate parts like this:

• 50% Essentials: Maximum half of your income should be used for living expenses — your “needs”. This includes rent or mortgage, minimum debt payments, utilities, groceries, and transportation.
• 30% Personal: This is the most flexible part of your spending and can give you some wiggle room to determine if you really want certain things in your life. This is money towards nonessentials but enhances your lifestyle — things such as entertainment, travel, pets, gym memberships, dining out, hobbies, or any other lifestyle choices.
• 20% Savings: Experts recommend saving at least 20% of your net income every month. You can put this towards any savings goals, emergency fund, or investments.

Pay Yourself First 👑

The main goal of budgeting is to save as much money as you can, right? That's why many people start their budgeting month with the pay-yourself-first method: putting a certain % of your money aside right after receiving it. If you're paid irregularly, you can do it every week. And of course, if you're not comfortable with allocating 20% to your savings, you can start with a lower number. It's about starting and getting better!

Where should you put the money? 🤔 Shortly — Build yourself an emergency fund that is easily accessible and consists of 3–6 months of your average expenses. Pay off your debts. Focus on further growing your money through investing and keep educating yourself!

Choose a Time Period 🕓

Your expenses can be divided into fixed and variable spending. Fixed spendings occur in the same amount during the period (rent, utilities, insurance, subscriptions) and are usually harder to change. Variable expenses are the ones that vary from month to month (food, shopping, gifts, travel, etc.). Your budgets and their duration should be set depending on the type of expense. There are different time frames to choose from:

• daily,
• weekly,
• bi-weekly,
• monthly,
• yearly,
• custom.

For this article, let’s do a combination of monthly & weekly budgets.

Choose a Size of your Budget 💰

Let's learn through an example. Simon’s living in the EU — and his net income is 1800 EUR. He wants to start saving money — so for a successful start, he used the 50/30/20 rule and chose to pay himself first and put aside 20% of his income — which is 360 EUR.

But what does he do with the remaining 80%? Simon decided to spend it wisely, following various types of budgets.

➡️ First of all, he created a monthly budget for all of the remaining 80%.

➡️ Second, he realized that he should also set up a budget for his most variable categories and track those separately on a weekly basis. After carefully analyzing his variable spending habits, he found out that he should be spending much less on Food. What an idea for a weekly budget! “Food” is more than just one category — so he chose to create a budget including these categories: Groceries, Eating Out & Drinks.

The suggested allocation for food is 10–15% of your net income, so he chose to set aside 15% — and that’s 67,5 EUR weekly (270 EUR monthly).

Woo-hoo! Weekly Budget created 🎉 Next step is sticking to it — and that’s where Spendee became his best budgeting friend!

Sticking to a Budget 🤝

After days of responsible shopping & following our 20 Tips on How to Save on Groceries, he did very well: he just reached 50% of his budget, so we reminded him with a notification. On the last day of his budgeting, Simon realized that he actually spent 48,5 euros on food this week, which is 19 euros less than his limit!

The first week was successfully completed!

Real Results ✅

After following his monthly budget along with his weekly budget for food, he realized that his extra savings were 212 EUR altogether 🤩 He saved 72 euros on Food and 140 euros on other Categories! 👏🏼

If he could budget similarly throughout the year, his additional savings could be around 2500 EUR yearly, if not more. And that’s not everything! 🔥 Remember how he put aside 20% of his net income from savings every month? That’s 4320 EUR just for following this simple budgeting step! 😎 Overall, his total savings were 6820 EUR yearly. This way, he could afford a nice vacation with his family & still have a reasonable chunk of savings left for future investments and savings.

Part 3: More Tips For Financial Success

At Spendee, our main goal is to make money management easy. You just set up your first budget — but it will be up to you to create the best environment and habits that support your spending. Here are a few things that will help:

Connect your bank account or e-wallets 🏦

See all of your money in one place! 👀 Every transaction that you pay by card will get automatically imported and categorized to Spendee and you don’t have to worry about it. We’re supporting more than 7500 financial providers around the world — so try out yours in our free trial! 🤗

Create a habit out of Spendee 🔥

Update Spendee regularly to truly experience its power! 💪 If you don’t have your bank account connected and you prefer to update your Spendee manually, add a transaction right after it was made ✅ It takes just a few seconds 🤗

Set up scheduled (recurring) transactions 🔄

Did you decide to track expenses manually? Do you have an expense that you pay every month? 🗓 Is it rent, an internet bill, or insurance?💰 Add those transactions into Spendee in the beginning and set a repeating rule for them. To set a recurring transaction, first, add your transaction — select category and amount and then scroll down on the same screen to set a frequency of repeating.

💡 Tip: Schedule every transaction you know will happen. Are you going to buy another gym membership? Pay a personal trainer? Go to hairdressers? Renew your public transport card? This way, you will stay organized and no last-minute expenses will surprise you.

Utilize the Cash Flow Graph 📊

Your future transactions (scheduled & recurring) are already taken into account in your cash flow graph! 😍 That way, you can see how much you actually saved this month.

Stay Motivated — See Your Wealth Grow 📈

The biggest benefit of Spendee is seeing all of your money in one place — so if you've been successful with budgeting, you will see your total wealth grow over time! ✅

Reorganize categories 🥐

Did you know that you can rename and organize categories to your liking? 👌🏼 We recommend using only some well-arranged categories — simplicity is powerful! If you want to dig deeper into organizing, labels are an ideal tool made exactly for that. ⬇️

Organize labels ✅

Labels are tags that are independent of categories & add more detail about your transaction. For example — you can label if the purchase is a need or a want 💸 Here are more ideas:

That dinner you just had fell into the Food & Drink category. If you used subcategories, maybe you’d go for “restaurant”. 🤷🏼‍♂️ That’s where labels come in handy. Because that meal is also a “Dinner 🍽”, more specifically “Pizza 🍕” that you had on a “Date 💘” in “Italy 🇮🇹” and you paid for it by “Card 💳”.

Unlock the full potential! 🔓

With Spendee Premium, you’ll be able to…

• Share wallets with family or friends 👫
• Organise your transactions with multiple labels ✅
• See all your bank accounts & e-wallets in one place 💳
• Control your spendings with unlimited wallets & budgets 💰
• Save time with sync and automatic categorisation of transactions 🥐

In case of questions, let us know at hello@spendee.com. We’re ready to help!

Your Spendee Team 💚

We’re all about helping you keep your cash flow in green numbers, but it always helps to have a side hustle. 💰 You can use your spare time wisely & make extra money for investments or personal development. 💪 And money isn’t the only reason why you should have a side hustle: if chosen well, it can be a good way to combine work with your passions. We’re sure that you can make at least one of these side hustles a reality in 2023! 😍

1. Rent What You’re Not Using 🏡

Have a spare room? Is your car sitting in the garage? Unused parking spot? This is the most effortless way to earn extra income but comes with the greatest sacrifice: your personal space. 💰Always ask yourself whether you really need this extra cash and if this is legally feasible. Some landlords do not let their tenants take advantage of platforms like AirBnB, and not only that, in many countries it means more complicated legal work. If you’re in the market for short-term rentals, don’t forget to account for the maintenance and cleaning time. If your pricing is well set, your returns can be high enough. But is this something for you? 🏡

2. Contribute To Shared Economy 🚘

There are so many apps that you can use to your advantage! Support the sharing economy: become an Uber/Bolt driver for short rides, post your long ride shares on BlaBlaCar or deliver food. 🥡 You don’t need a car to do the last one, owning a bike’s enough to become a delivery rider — and you’ll get paid for cardio! 🔥

3. Fill Out Online Surveys 📝

Filling out surveys can earn you a bit of extra income, but by no means will make a drastic increase in your cash flow. 💡 These websites usually pay you after you accumulate enough credit from the filled-out surveys, so you need to invest a few hours into this beforehand. If you enjoy activities like this, give it a go, but if you’re looking for more effective ways to make money — look somewhere else.

4. Attend Experiments 💥

If you’re a student, you probably have this right in your university! There are always different departments looking for someone to take part in their experiments. 👩🏼‍🔬 It often takes around 30–60minutes, and you’re asked to perform a task or fill out a survey. There usually aren’t right or wrong answers, the purpose is to test how you’re thinking about a certain problem.

5. Make The Most Out Of Your Expertise ✍🏼

Start putting yourself out there! Create your own blog, Instagram, or a TikTok account and start writing about what you have deep knowledge of. 😍 But if building a large following isn’t for you, and you prefer immediate rewards, try contacting various magazines in your field and ask if they need a freelance writer. Many online magazines will be thrilled and sometimes, you can earn hundreds of dollars for one good article! 📚Start working on your portfolio today, so that you can showcase it when the right opportunity comes.

6. Sell what you don’t use 👀

You don’t need to organize a yard sale to do that: sell everything you don’t need from the comfort of your home. Simply take a nice picture of your items and start selling on Facebook Marketplace or a similar website! 💰This will earn you extra bucks and help you out with the big New Year’s Cleaning.

7. Be a virtual assistant 👩🏼‍💻

Looking for a steady extra income? Being a virtual assistant is one of the most popular ways for just that. You can offer your services to someone as a freelancer, and it’s usually anything from administrative, organizing, planning or technical or marketing support. 📌 All of this is possible from the comfort of your home or any remote destination in the world. And once you get enough experience, you can increase your hourly rate!

8. Teach your native language 🇬🇧

You probably heard about teaching languages online — and there are dozens of apps or websites just for that! 💬 English is the most popular language to teach, but you often need a passport from an English-speaking country. 🇺🇸 Some websites, like iTalki, enable you to have conversations in any language. 😍This is great if you enjoy chatting with people.

9. Walk dogs in your area 🐶

Isn’t this the cutest side-hustle? Get your daily cuteness and 10.000 steps by filling the empty spaces in your calendar by dog walks. 🐕 You can offer your dog walking services in Facebook groups in your area, or you can join specific websites.

10. Flip things 🛋

If you’re skilled doing extra things at home, such as repairs or interior design… this might be something for you! 😏 Buy cheap furniture that needs a clean-up or a new fresh look and start working on your DIY projects. Sell the better version on Marketplace! This way, you can increase the value of the furniture by hundreds of dollars! If you know where to find pieces that need extra work, but are valuable, you’re off to a great start. 🚀

11. Watch out for new trends! 👀

Educate yourself and keep an eye out for new sensations! Many people extremely improve their financial situation by jumping the train 👉What’s gonna be the hit of 2023?! 🚀

💡 Tip: Create a new income category “Extra Income” in Spendee! Use various labels such as “Teaching” or “Marketplace” to distinguish between all of the sources. It will be a fun way to see how much you’ve earned from your side hustles overall! To use unlimited labels, you can start your free trial:

Whether you’re in serious need of extra cash, or you just like spending your free time productively, find something that you truly enjoy! 💸 You shouldn’t spend your time off-work with another type of work that you don’t necessarily like. 💚Use this extra cash to build your future wealth, instead of spending it on other material possessions! 📈

Your Spendee Team 💚

📲 | Instagram | TikTok | Facebook | Twitter

Thinking about getting Lifetime Premium and enjoying your Spendee forever? ⭐️ Here are the Top Reasons Why You Should Subscribe! ✅

Stop talking about your resolutions. Make them happen.

We help you manage your finances in a comfortable way 💰 With Lifetime Access, you’ll get to enjoy all of these advantages:

1. Bank Account Connection 🏦

Every expense that you pay by card will get automatically imported and categorized in Spendee so you don’t have to worry about it. We’re supporting more than 2500 financial providers around the world — including e-Wallets & Crypto Wallets such as Coinbase.

Connecting your bank accounts enables you to save time & money by seeing all of your wealth in one place! You’ll never forget to add transactions 🤓

2. Sharing Wallets With Friends & Family 👫

Spendee is not only about managing your own personal finances 😉 The Shared Wallet feature helps you manage your family’s finances, too! 🙌 Inviting members is easy and you can invite as many members as you want. Only the owner needs to be on the subscription plan, guests can use the free version!

Shared wallets are great for couples who want to track their shared expenses or incomes, they could be used by roommates who want to track shared expenses for accommodation, or simply by friends who are going on a holiday together and want to track who pays for what during the trip.

3. Unlimited Number of Wallets 💸

Using different wallets for different purposes might help you gain better control over your expenses. You might want to have a special wallet for non-daily expenses, cash, or different bank accounts.

4. Unlimited Number of Budgets 💰

Budgets in Spendee help you save money! They’re simple — decide how much you want to spend in a given period and for which category. We’ll help you stick to it. 💪 Budgets are always set as recurring, thus you can easily compare current and previous periods and see how much you are improving.

Unlimited budgets will be beneficial when implementing the 50–30–20 budgeting rule — as we recommend starting with 2 simple budgets: setting 50% of your net income for “Mandatory Expenses 🏡” and 30% of your net income for “Personal Expenses 👨‍🦲”. If that’s too broad for you, read about the recommended budgets for specific categories.

5. Unlimited Number of Labels ✅

Get crazy with Labels! 😻 They add additional information about the purchase which can help with future analysis and understanding of your finances. 👏

With unlimited labels, you can use many use-cases at once! 👀 Give your transactions subcategories, track different occasions (eg. vacation 🏝 or wedding 💍) or label your needs and wants to follow the 50/30/20 budgeting rule. 💸 Are you interested in more creative ways to use labels? Get inspired by this article!

6. You’re Supporting the Creators 👫

Hey 👋 Spendee is made with 💚 in Prague, Czech Republic by a small team. We love when anyone becomes part of our growing Spendee family! 👫

7. You Save Money by Purchasing Forever 💰

Lifetime Premium is forever: with all of the present and future features. 🤗 You don’t need to worry about any payments again. And the great news is that Lifetime Premium is now 50% OFF, to help you stay on top of your 2023 resolutions! The discount is available from 27th December till 10th of January.

Don’t miss the discount of a Lifetime & catch yours! ⭐️

Your Spendee Team 💚

📲 | Instagram | TikTok | Facebook | Twitter

Using Spendee is free, but to get the most out of it, you should look for a subscription plan that suits your needs the best. In the free plan, you're limited to one budget, one wallet, and one label. But there's more to discover!

We offer two types of subscription, Plus & Premium:

Even though Spendee Premium is the ultimate plan that unlocks all present & future features, some people don’t need a bank connection and sync. That’s the ultimate difference between these two plans: with Premium, you can connect your bank accounts. With Plus, you unlock great organizational features, but you track your money manually. ✅ Here are 8 reasons why we love Spendee Plus ➕

1 Manual Control

If you’re a control freak (in the best way possible!) you probably prefer inserting your transactions manually. This way, you can always be on top of everything and organize your finances how you want. The features that come with a plus plan will allow you to create perfect order and organize your life.

2 Mindful Spending

Manual control means more mindful spending. Now, you will think twice before making that purchase. Because you need to take the extra step of adding a new transaction to Spendee, it’s more likely that you save more money by buying only things that you truly need or that bring you joy.

3 Cheapest Option

Plus subscription is way cheaper than buying a Premium — so if you are not planning on using a bank connection, it’s a bargain! Plus subscription is 14.99$ for a year, which is what you would pay for one lunch going out. A lifetime subscription is a great and affordable option if you’re sure that you won’t be using bank connections in the future:

4 Unlimited Labels

Labels add more in-depth information about your transaction, which you can later use in your money analysis. But that’s not everything: we just LOVE how cute they look and how variable they are. 😏 You can make them anything you want. These are some of our favorite ways to use them:

This or That

Apply this concept to any two pairs you want to track. Let’s say you travel by cabs often — you could track a label called “Taxi🚕” with a label called “Uber🚗”. This way, it’s more distinguished than just Transport. If you’re a coffee-lover, you could track “Coffee Out ☕️” vs. “Coffee Beans” you make at home. There are so many different ways to apply the same principle.

Names of Shops, Restaurants & Cafés

If you’re shopping for groceries 🥐 in different shops, you can use hashtags with the names of the branches & analyze where you spend more or where you have more transactions. It could be a fun thing to do with restaurants close to your work as well!

Names of People

When buying gifts or inviting someone out, labels are helpful to see who you spend the most on! Better not show it to your friends, as they might get jealous! 😜 Use Labels such as “BFF👭” or “Mom” or “David” to label your expenses.

Means of Transport

When categorizing your transport (for example on your vacation) you can use Labels for “Train 🚂”, “Bus 🚌”, “Boat ⚓️”, “Plane ✈️” or anything else. These divisions can be also used to clothes to determine whether you spend the most on accessories, shoes, purses or T-shirts. Turn on your creativity!

Vacations or Work Travel

Speaking of holidays… if you’re going on a vacation or taking a short work trip, just create a Label for that occasion. Did you spend more in “Bali 🏖” or “Hawaii 🌋”? Personally, we recommend adding a year to the name as well.

Type of Meal

Use “Breakfast 🥐”, “Lunch 🍝” or “Dinner 🍕” to label your transactions in the Food & Drink category. You will be able to find out in which subcategory you’re spending too much, thus making it easier to see where you can save some money.

Type of Entertainment

How much did you spend last month on “Cinema 📽”, “Concert 🎤” or in a “Theatre 🎭”? It’s good that you’re not just sitting at home, but actually getting nice memories. Don’t forget to do it responsibly and track it!

Cash or Card

If you are still not sure whether you want to connect your bank account to Spendee, you can use hashtags to distinguish which transactions you paid by “Cash 💵” and which ones by “Card 💳”.

5 Unlimited Wallets

Using different wallets for different purposes might help you gain better control over your expenses. You might want to have a special wallet for non-daily expenses, cash, different accounts, or different currencies. Here are some interesting ways how to use multiple wallets:

Tracking your investments 📈

If you have your investments on a platform that’s not supported by Spendee, you can create a new wallet and set the starting balance to what you currently have on your account. 💰 You can change this balance depending on how successful your investments are, and you can also transfer your money to this account each time you dedicate some of your income to savings!

Organizing different occasions 🏝

If you don’t want to label your transactions and prefer to have everything under control, you can set up a wallet that’s dedicated to your next trip. ✈️This way, you can see how much money you spent on different activities and have your holiday finances separate.

Living abroad 🌏

Are you moving for a while? Create another wallet in a different currency! After your trip ends, you can simply hide the wallet from your Spendee while keeping the data. 👀

6 Unlimited Budgets

Budgets in Spendee help you save money! They’re simple — decide how much you want to spend in a given period and for which category. We’ll help you stick to it. 💪 Budgets are always set as recurring, thus you can easily compare current and previous periods and see how much you are improving. Start with these four budgets:

Budget for Everything 💰

Create a budget that includes every spending category and set it to 80% of your net income. This way, you can save 20% each month as it is recommended.

Budget for 50/30/20 🏡

Set 50% of your net income for mandatory expenses, like accommodation, food, or utilities and 30% of your net income for personal expenses like shopping or entertainment. Follow our budgeting 101 guide to make it easy.

Budget for one specific category 🍣

Create a budget for a category where you should be spending less. For many, it’s usually eating out or shopping. Follow this guide to find how big your budget should be for a specific category.

7 Shared Wallets

Spendee is not only about managing your own personal finances. 😉 The Shared Wallet feature helps you manage your family’s finances, too! 🙌 Inviting members is easy and you can invite as many members as you want. Only the owner needs to be on the subscription plan, guests can use the free version!

Shared wallets are great for couples who want to track their shared expenses or incomes, it could be used by roommates who want to track shared expenses for accommodation, or simply by friends who are going on a holiday together and want to track who pays for what during the trip.

8 Supporting the Team

By buying a subscription you’re supporting our small team and the further development of Spendee! 💚 We don’t sell data to any party nor use advertising to ruin your app experience, so subscriptions help us move forward 🚀 Our team loves each and every one of you, thank you!

Your Spendee Team 💚

📲 | Instagram | Facebook | Twitter | Discord | TikTok

Which Spendee Subscription to buy? 🤔

Are you planning on using Spendee to track your wealth, but don’t know which subscription is the right one for you? Or if you need any at all? 👀

Spendee is operating on a freemium model. It means that you can comfortably use Spendee for free! 💚 However, if you wish to unlock some extra features to make your experience more comfortable, or support further development of Spendee, you can choose from these ways of subscribing:

• monthly or yearly Plus subscription,
• monthly or yearly Premium subscription,
• lifetime Plus subscription (pay once, use Plus features forever),
• lifetime Premium subscription (pay once, use forever),
• NFT Premium license (resellable).

How to choose a Spendee subscription? Let us help you decide by asking the right questions.

1️ What’s Your Main Goal?

Everyone has a different situation and a reason why to track money in the first place. 😏 Even if it’s not obvious in the first place, this mindset is closely tied to choosing your subscription, too. You will be keeping this in mind when making your final decision. These are the common motivations:

👀 I want to have a better overview of my money. Your motivation is quite simple: you like to have things under control. You’ll be using Spendee mainly to see all of your money in one place, and determine where it goes at the end of the month. You might like to organize it with labels and multiple wallets.

💰 I want to save more money and cut my spending. You’re making sure to build better and more sustainable financial habits to preserve what you earn. You might be in debt and want to repay it faster. You’ll use Spendee to identify your biggest expenses and create multiple budgets to fulfill your goals.

📈 I want to watch my wealth grow. You’re already behind the first saving stage, and you’re ready to invest and grow. You enjoy watching your total wealth grow because it’s a way to reflect on the hard work that you’ve done for years. Spendee is a tool that will also help you plan how much you are able to put aside in your investments.

Even if you don't have a clear goal, we love when you support our small team and the further development of Spendee! 💚 We don’t sell data to any party nor use advertising to ruin your app experience, so subscriptions help us move forward 🚀

2️ Which Features do You Need?

Spendee offers many free features, but we recommend subscribing to a plan if you want to get the most out of it. Here is a quick comparison of our plans:

As you can see, the difference between Plus & Premium lies mostly in the ability to connect your bank accounts, e-wallets, and crypto-wallets. If you’re someone who wants to have more freedom in organizing your money, and you prefer to do it manually, we suggest the Plus plan that opens up the possibility to use:

• multiple wallets — for cash, savings, different currencies, different occasions,
• multiple labels — to add more depth to your transactions (eg. labeling restaurants, types of purchases, or subcategories),
• multiple budgets — to create more budgets at once (eg. for wants vs. needs, or for specific categories like food or going out),
• shared wallets — to keep your finances organized with multiple people like family or flatmates.

The Premium plan unlocks all this 🔐 and even more! It’s made to save both money and time and lets you enjoy the process of money-tracking comfortably thanks to automatic sync and automatic categorization of your transactions that are imported from your bank accounts.

• connect bank accounts — like your checking or savings account,
• connect e-wallets — like Paypal or Revolut,
• connect crypto wallets — to track blockchain transactions.

In Spendee you can track your expenses in two ways: there is the modern, automatic way when you connect your bank account and then every time you pay by a card or you receive money to your bank account the transaction will get imported and categorized in Spendee automatically. Or you can also use the good old way of tracking all your expenses manually with a Plus or Free version!

So, are you choosing to save time with Spendee Premium, the comfort of multiple extra features in Spendee Plus, or will you be sticking to the free version? 😎

3️ How Often Would You Like to Pay?

Now that you know exactly what you need, the last thing you want to consider is money. We offer these types of payments for our Plus and Premium plans:

• monthly subscription — if you prefer to pay small bits regularly and stop whenever you want,
• yearly subscription — if you want to get a better deal,
• lifetime subscription — if you want to pay just once and have access to all of the features forever,
• NFT license — ideal if you want to unlock your Premium features: you pay once, but keep the ability to resell your license if you don’t need it anymore!

👩🏼‍💻Thanks again for supporting the development of Spendee! 💚 We’re a small team based in Prague and we love our users and what we do 🤗

Your Spendee Team 💚

📲 | Instagram | Facebook | Twitter | Discord | TikTok

Káťa — you are one of our amazing Support Fairies 🧚 can you introduce yourself to our users? 🙋🏼

My name is Káťa and I live in the Czech Republic. 🇨🇿 I have been working in Spendee since March 2021 as a Customer Support Specialist. You’ll probably mostly meet me on the road with my backpack on. 🎒 I love to travel by plane and experience new countries and cultures. I lived in Tunisia for quite some time and I never regret this decision! 😍

What’s your #myspendeestory? 👩🏼‍💻

I started working for Spendee last year in March when I was living abroad. I wouldn’t change a thing, even if the beginnings were hard, it was my best year with the best team, thank you! 💚

You said you love to travel, what's the place closest to your heart? ✈️

The place that will always own my heart is definitely Tunisia. ❤️ Life in a North African country taught me a lot, especially patience, and gratefulness. They are so open-hearted and loving people, that even if you never met them before, they will always treat you as a friend/family.

If you were a superhero, what would be your superpower⚡️

Stopping the time ⏰

Do you have your favourite Custom Slack Icon? 👨🏼‍💻

Yes! :conga_parrot: 🤓

Thanks for the interview Káťa! Is there anything you’d like to share with the Spendee family? 💸

We are definitely people that do their a job with all our hearts 💚 and each ticket received from our users is treated with special care. 🤗 I am glad that even when some issues are more time-consuming than the others, we have amazing users and with some of them it is almost a friendship interaction, and having them happy at the end of the day by resolving the issue, is the best feeling. 😍