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Could AI Be Used to Trigger the Next Financial Crisis? A Theory Worth Thinking About
Could artificial intelligence trigger the next financial crisis? Explore how AI-driven trading, automated decision-making, market concentration, algorithmic feedback loops, and hidden financial risks could amplify volatility and threaten global financial stability.
Today’s post is a strange one, and I want to be upfront about that. I came across a theory that says AI could be used to cause a big financial crisis and push us all onto a new kind of digital money.
When I first heard it, I rolled my eyes. Then I kept reading, and parts of it made me stop and think.
Let me be clear about how I’ll handle this. I’m going to walk you through the theory step by step. I’ll tell you which parts have real facts behind them and which parts are pure guesswork.
I’ll also give you my own opinion as we go. I’m not here to scare you, and I’m not asking you to believe any of it. I just want you to see the whole picture, so you can decide for yourself.
It starts with a story that went viral online.
A post called “The Rise and Fall of Agent Civilizations” got close to 10 million views. It claimed that three secret AI “civilizations” appeared and vanished inside…









