DatHarnu·1d agoYour AI Forgot You Said No — So We Put Refusals on Walrus and Receipts on the ChainBuilt for the Total Recall hackathon (Tatum × Walrus Memory), consumer finance track.
PhilipLiu·Oct 25China Is Overhauling the Rules for One of the World’s Largest Credit Reporting Systems — Why It…From consumer and corporate credit reporting to data governance and financial stability, China’s proposed regulatory reform deserves closer…
B. Afrem·Sep 541% of Buy Now, Pay Later Users Were Late. Most Credit Scores Never Noticed.Pay-in-four feels free because it often never touches the file lenders trust. Affirm started reporting. FICO built new models. The…
Lena Park·Sep 5The Most Dangerous Part of Buy Now, Pay Later Isn’t Interest. It’s the Calendar.Four easy payments can make one purchase feel smaller. The trouble starts when several of those promises land on the same future paycheck.
Sadman Samin·Aug 24How Credit Card Rewards Became a $9.2 Billion Wealth TransferTwo people walk up to the same register, buy the exact same item, at the exact same price. One pays with a rewards credit card and walks…
Adam·May 136 New Rules for the AI That Sets Your Insurance Rate (Now in 25 States)Eighty-eight percent of personal-auto insurers are using or exploring AI somewhere in pricing, underwriting, or claims. That number is from…
Adam·May 137 Things Your Car Insurance Does the Moment You Cross a State LineWhen I moved across state lines a few years ago, I emailed my insurance company to update my address and figured I was done.
Adam·May 125 Things Your F&I Manager Won’t Tell You About Gap InsuranceTwo regulatory actions in the last 18 months put a price tag on a question consumer-protection lawyers have been chasing for a decade. The…
Adam·May 75 Numbers That Tell You Whether to File a Diminished Value ClaimInsurance researchers estimate the average diminished value loss runs 10% to 20% of the property damage repair cost [1]. On a $10,000…
Adam·May 55 Numbers That Decide Whether You Should Drop Full Coverage on Your Older CarFull coverage costs an extra $937 a year compared to liability only, on average across the U.S. [1][2]. On a paid-off car worth $5,000…
