Yash H Thakur·Oct 5My Public Comment to EMVCo on Agentic PaymentsPublishing Oct 5, 2026, after the Sept 30 comment deadline. Filed as an independent industry practitioner; views are my own.
Imane AGOULZI·Jun 21How Chip Cards Work: Inside the EMV Smart Card ArchitectureChip cards are one of the most widely deployed security technologies in modern payments, yet most people only interact with them at the…
Sandeepray·Jun 7Behind a Tap-to-Pay Transaction: A Deep Dive into EMV APDU Communication and Android HCEEvery time a customer taps a phone on a payment terminal, a sophisticated sequence of EMV commands, cryptographic operations, and security…
Sau Sheong·Nov 23, 2025Decoding SGQR and PayNowA simple primer on SGQR, PayNow and other EMVCo QR code standardsA response icon5
Slime·Nov 3, 2025EMV L2 (11) — Card Behavior AnalysisCard behavior analysis purpose: The IC card can perform its own risk management to prevent the issuer from being exposed to fraud or…
