B. Afrem·Sep 2642% Worry About Finding or Keeping a Job. One in Four Under 30 Felt Stuck.Job concern rose five points, layoffs ticked up, and voluntary quits cooled — while young adults who could not find enough work hit 25%.
B. Afrem·Sep 2523% of Renters Fell Behind on Rent. The Median Bill Held Steady.Median rent stayed at $1,200 — while the share who missed a payment rose again, especially under $50,000.
B. Afrem·Sep 2359% Hit a Major Unexpected Expense. Car Repairs Came First.Fifty-nine percent of adults had at least one major unexpected expense in the twelve months before the survey.
B. Afrem·Sep 2230% Have Income That Varies Month to Month. Self-Employed Adults Hit 58%.Eleven percent of adults struggled to pay bills because their pay wasn’t steady — and among the self-employed, that share doubled.
B. Afrem·Sep 21Credit Applications Hit a Decade Low. One-Third Still Got Denied.Fewer adults asked for credit in 2025 than in any year since 2015 — and among those who applied, denial rates never cooled, especially by…
B. Afrem·Sep 2094% Have a Bank Account. 12% of Them Still Paid an Overdraft Fee.The Fed’s latest household survey shows banking access is nearly universal on paper — and how uneven the fee bill still is by income and…
B. Afrem·Sep 1947% of Adults Under 30 Got Help Paying a Bill. Cell Phones Beat Rent.The Fed’s newest household survey asked who got money from outside their household — and the quiet national average hides an age gap that…
B. Afrem·Sep 18Only 35% of Non-Retirees Say Retirement Is On Track. Most Still Have an Account.Having a 401(k) or IRA is not the same as feeling prepared — and the Fed’s latest household survey shows how wide that gap is by income.
B. Afrem·Sep 16Auto Debt Hit a Record $1.71 Trillion. Serious Delinquency Never Cooled.Balances and new loans kept climbing while the New York Fed kept flagging elevated auto delinquencies — and the car still shows up as the…
B. Afrem·Sep 15Student Loan Debt Looks Equal Across Incomes. The Payments Don’t.Owning education debt barely varies by paycheck. Making the required payment does — and the gap is wide enough to rewrite the national…
