Flora·12h agoHow to Read URA New Launch Transaction Data in 2026: What a Launch-Weekend Headline Does and…How to Read URA New Launch Transaction Data in 2026: What a Launch-Weekend Headline Does and Doesn’t Tell an HDB Upgrader
Flora·Nov 4EC Resale Gains vs Prime Condo Losses in Q3 2026: What That Means If You Are Upgrading From HDBRecord EC resale gains and a higher share of CCR loss-making deals are not a forecast — here is how one upgrader family should read the…
Flora·Nov 1TDSR vs MSR in 2026: How a Car Loan Can Shrink the Home Loan You Get for an EC or HDB Resale FlatShort answer: TDSR vs MSR comes down to what each counts. As at 1 Nov 2026, the Total Debt Servicing Ratio caps all your monthly debts, car…
jethro yong·Oct 31Cantonment Towers: A Balance of City-Center Convenience with HDB LivingFor over a decade, The Pinnacle @ Duxton has reigned supreme as the poster child of Singapore’s city-center public housing, stealing the…
Flora·Oct 27Buying an HDB Resale Flat or EC When You’re Self-Employed or Earn Commission in 2026: How HDB and…How HDB averages 12 months of income, why banks count only 70% of variable pay, the MSR and TDSR limits, the $16,000 ceiling, and the…
Flora·Oct 24Choosing a Bank Home Loan for Your HDB Resale Flat or EC in 2026: Fixed vs SORA, Lock-Ins and the…How fixed and SORA-pegged packages really work, what lock-in periods, penalties and legal subsidy clawbacks cost you, the difference…
Flora·Oct 23The 5-Year MOP on an HDB Resale Flat in 2026: What You Can and Cannot Do Before Your UpgradeHow the Minimum Occupation Period works for resale buyers with or without grants, what renting, selling and buying private property really…
Flora·Oct 22The HDB Flat Eligibility (HFE) Letter in 2026: The One Document Every Resale Buyer Needs Before an…What the letter tells you about grants and loans, the higher income ceilings from 24 August 2026, how to apply on the HDB Flat Portal, the…
Flora·Oct 21How to Judge a Fair Price for an HDB Resale Flat in 2026: Using HDB’s Own Data Like a ProWhere to find real transacted prices, why a town average can mislead you, how to compare like for like, what the Resale Price Index really…
jethro yong·Sep 30Is This Singapore’s Most Convenient HDB? Taking a Closer Look at Hougang RiverCourtHougang RiverCourt sits in a corner of Hougang that most buyers wouldn’t immediately associate with the rest of the town — closer to Defu…