Jessica Leong·3d agoHome and Commercial Property Loans in Malaysia, Jan–Sep 2026: What BNM’s Latest Data Means for KL…Bank Negara Malaysia’s September 2026 statistics show residential loan applications edging up, approvals and disbursements slightly lower…
Flora·Nov 1TDSR vs MSR in 2026: How a Car Loan Can Shrink the Home Loan You Get for an EC or HDB Resale FlatShort answer: TDSR vs MSR comes down to what each counts. As at 1 Nov 2026, the Total Debt Servicing Ratio caps all your monthly debts, car…
InPen With PaperbySuhas·Oct 25What Does Your Home Loan Have to Do With Protests in France?I connected two seemingly unrelated things and discovered how debt, falling prices, and a struggling economy can feed into each other.A response icon1
Flora·Oct 24Choosing a Bank Home Loan for Your HDB Resale Flat or EC in 2026: Fixed vs SORA, Lock-Ins and the…How fixed and SORA-pegged packages really work, what lock-in periods, penalties and legal subsidy clawbacks cost you, the difference…
InViswaram ResearchbyBalachandran Viswaram·Oct 13How adding one additional EMI to your housing loan can help you save 3.5 yearsOn average, a housing loan is taken for 20 years. If the tenure were any shorter, say 10 years, the EMIs would be dangerously high, making…
