Tapix by Dateio·Oct 23AI Assistants in Banking: bunq, Starling and RevolutAI assistants in banking arrived as a wave: three banks shipped consumer-facing assistants within twelve months, and to a product manager…
Tapix by Dateio·Oct 2Data cleansing vs Data enrichment: Why your bank needs bothYou want to build a subscription manager, a spending overview, or an affordability model, and the transaction feed hands you a terminal…
Tapix by Dateio·Aug 21What Is a Merchant ID in Payments? How MIDs Work and Why They Matter for Transaction DataWhen a card transaction lands in a bank’s core system, it carries a handful of identifiers that determine whether the bank can actually…
Tapix by Dateio·Jul 3How AISPs Are Rewiring Financial ConnectivityWhen PSD2 came into effect in 2018, Account Information Service Providers got a formal identity. Banks had to open their APIs to licensed…
Tapix by Dateio·Jun 4What Is CCD2? The Context, the Timeline, and What It Actually Means for Lenders and BNPLThe EU’s revised Consumer Credit Directive (CCD2) is the biggest overhaul of consumer credit regulation in Europe in 15 years. Most…
