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About

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale on their terms while delivering seamless, digital-first experiences - anytime, anywhere. A fully integrated, front-to-back platform, it drives innovation across retail, corporate, and neobanking sectors. From digital and open banking to deposits, payments, lending, and compliance, our platform enables financial institutions across EMEA to stay ahead of the curve. Trusted by top-tier banks, SBS Banking Platform is recognized by industry leaders, including Gartner, Forrester, NelsonHall, and IBS, for its transformative impact. Recent recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS underscores our commitment to excellence.

About

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

All types of financial institutions, of any size. Including retail banks, corporate banks, neobanks, microfinance institutions, lenders, and payment institutions.

Audience

Fintech , Crypto, Web3, embedded finance, banking-as-a-service

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 4.5 / 5
design 5.0 / 5
support 5.0 / 5

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

SBS
Founded: 1968
France
www.sbs-software.com

Company Information

Sila
Founded: 2018
United States
silamoney.com

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Categories

SBS offers an advanced, modular, real-time, fully cloud-native core banking system covering deposits, payments, lending, and compliance. ​ Empowered by AI and Cloud evolution, it offers a robust, scalable architecture with seamless integration capabilities. ​ ​ As a SaaS solution, it ensures cost-effectiveness, superior security, and continuous innovation access without complex migrations. ​

SBS offers an advanced, modular, real-time, fully cloud-native core banking system covering deposits, payments, lending, and compliance. ​ Empowered by AI and Cloud evolution, it offers a robust, scalable architecture with seamless integration capabilities. ​ ​ As a SaaS solution, it ensures cost-effectiveness, superior security, and continuous innovation access without complex migrations. ​

Manage commercial lending, however simple or sophisticated. The SBS Financing Platform automates even the most complex commercial loan management, providing a comprehensive, paperless solution, delivered as a service and accessible at the touch of a button. The SBS Financing Platform empowers specialized financiers, enhancing customer service and assistance, accelerating credit decisions, and enabling real-time risk assessment.

SBS Banking Platform Regulatory Reporting s'impose comme un pionnier en offrant une expérience de reporting réglementaire unifiée. Son architecture SaaS et cloud-native, son unique couche de collecte de données et ses capacités de reporting basées sur les données permettent aux institutions d'améliorer drastiquement leurs processus de reporting réglementaire.

SFP Portfolio Management facilitates dealers' onboarding, client renewals, portfolio management (covering risk management and customer engagement), and account management. Through digitizing processes related to customer acquisition, portfolio expansion, and real-time audit data exposure for enhanced risk management, SFP Portfolio Management ensures tailored account management, delivering a personalized customer experience.

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) Customers enjoy a frictionless Customer Experience (CX) on both mobile/web. The Employee Experience app empowers banks with real-time capabilities for KYC, workflows, & personalized experiences. It integrates with any core processors & SBS core banking systems and is flexibly deployable from full solutions to component-by-component rollouts. SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. The platform ensures top-notch security with a Zero Trust Security framework.

Designed for banks, captives, and specialized lenders worldwide, the SBS Financing Platform is built on 50 years of industry experience - it streamlines the operations of lenders and dealers, enabling data-based business processes and compliant digital lending. Low set-up fees and highly affordable fixed costs mean a low Total Cost of Ownership across the whole platform. All parts of the platform can be integrated with existing systems through open APIs.

Designed for banks, captives, and specialized lenders worldwide, the SBS Financing Platform is built on 50 years of industry experience - it streamlines the operations of lenders and dealers, enabling data-based business processes and compliant digital lending. Low set-up fees and highly affordable fixed costs mean a low Total Cost of Ownership across the whole platform. All parts of the platform can be integrated with existing systems through open APIs.

Part of SBS Financing Platform, SFP Wholesale is designed specifically for financial organizations, of all sizes and budgets, who want to provide world-class asset lending. Leading with a SaaS first approach, it offers a low Total Cost of Ownership (TCO); has low set-up fees and low fixed costs through a ‘pay-per-use’ model. We further offer a tailored market package of standard third-party APIs, running on a highly available cloud service and include automated workflows.

SBP Digital Banking Suite transforms financial institutions into extendable platform banks, with delightful customer experiences, ranging from seamless onboarding to all-encompassing daily banking enriched with open banking. Being mobile-first, It has an API-first architecture, with a robust foundation for employee experiences and partner management. It is core-agnostic, supports Zero Trust Security, ensures continous compliance, and is cloud-native, AI/data-driven, and SaaS-ready.

SBP Digital Banking Suite transforms financial institutions into extendable platform banks, with delightful customer experiences, ranging from seamless onboarding to all-encompassing daily banking enriched with open banking. Being mobile-first, It has an API-first architecture, with a robust foundation for employee experiences and partner management. It is core-agnostic, supports Zero Trust Security, ensures continuous compliance, and is cloud-native, AI/data-driven, and SaaS-ready.

SBP Payments is the ultimate solution that positions banks at the vanguard of the Payments Revolution. With the comprehensive and modular platform, bankers will cover all their requirements across the entire payments and cards value chain, ensuring high availability, scalability, and security while providing their customers with an unparalleled experience. SaaS-ready, cloud-native, and core-agnostic, the seamless solution is the one-stop-shop for all bank needs.

SBS Banking Platform Regulatory Reporting s'impose comme un pionnier en offrant une expérience de reporting réglementaire unifiée. Son architecture SaaS et cloud-native, son unique couche de collecte de données et ses capacités de reporting basées sur les données permettent aux institutions d'améliorer drastiquement leurs processus de reporting réglementaire.

Categories

Banking Features

ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring

Compliance Features

Archiving & Retention
Artificial Intelligence (AI)
Audit Management
Compliance Tracking
Controls Testing
Environmental Compliance
FDA Compliance
HIPAA Compliance
Incident Management
ISO Compliance
OSHA Compliance
Risk Management
Sarbanes-Oxley Compliance
Surveys & Feedback
Version Control
Workflow / Process Automation

Payment Processing Features

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Commercial Loan Features

Asset Management
Audit Trail
Complex Debt Structures
Dashboard
Document Management
Exposure Management
Lead Management
Pipeline Management
Risk Management
Trend Analysis

Loan Origination Features

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Loan Servicing Features

Accounting Management
Amortization Schedule
Application Management
Auto Loans
Automatic Funds Distribution
Business Loans
Collateral Tracking
Collections Management
Compliance Management
Construction Loans
Customer Database
Fee Management
Investor Management
Loan Processing
Student Loans

Online Banking Features

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

Banking Features

ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring

Compliance Features

Archiving & Retention
Artificial Intelligence (AI)
Audit Management
Compliance Tracking
Controls Testing
Environmental Compliance
FDA Compliance
HIPAA Compliance
Incident Management
ISO Compliance
OSHA Compliance
Risk Management
Sarbanes-Oxley Compliance
Surveys & Feedback
Version Control
Workflow / Process Automation

Payment Processing Features

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

AML Features

Behavioral Analytics
Case Management
Compliance Reporting
Identity Verification
Investigation Management
PEP Screening
Risk Assessment
SARs
Transaction Monitoring
Watch List

Billing and Invoicing Features

Billing Portal
Contact Database
Contingency Billing
Customer Portal
Customizable Invoices
Dunning Management
Hourly Billing
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Project Billing
Recurring/Subscription Billing
Service Ticket Billing
Tax Calculator

Business Bank Accounts Features

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

Financial Reporting Features

"What If" Scenarios
Audit Trail
Balance Sheet
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement

Financial Services Features

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

Fraud Detection Features

Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For eCommerce
For Insurance Industry
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval

Mobile Banking Features

Bill Payment
Biometric
Cash Management
Chat / Messaging
Cross Selling Functionality
Digital Wallet
P2P Payments
Remote Deposit
SMS Banking
Transaction Monitoring
Voice Banking

Payment Gateways Features

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Integrations

Alloy
Argyle
Codat
Ethereum
Finicity
IDnow
Jumio
Lithic
Maqetta
MoonPay
Particeep
Pinwheel
Plaid
Salesforce
ServiceBell
Socure
TransUnion TruValidate
Unit21
Yodlee

Integrations

Alloy
Argyle
Codat
Ethereum
Finicity
IDnow
Jumio
Lithic
Maqetta
MoonPay
Particeep
Pinwheel
Plaid
Salesforce
ServiceBell
Socure
TransUnion TruValidate
Unit21
Yodlee
Claim Sila and update features and information
Claim Sila and update features and information