HYBRID BANK·Dec 4, 2020Investing in Cryptocurrencies: Things to ConsiderSince its first introduction post the global financial crisis of 2008, cryptocurrencies have seen an exponential boom. Coupled with the…
HYBRID BANK·Nov 19, 2020Line of Credit (LoC): Definition, Significance, and Hybrid Bank’s SolutionThe benefits of good credit ratings is often among the first things that come to when discussing this subject. Most people are willing to…
HYBRID BANK·Nov 13, 2020Hybrid Bank: Credit Utilization Ratio and its Impact on Credit ScoreDwelling in-depth about discussions on credit, debit, lending, and credit scores brings to the surface the usage of various terms related…
HYBRID BANK·Nov 9, 2020Debit and Credit: The Pillars of Credit ScoresBoth credit and debit make an essential impact on credit scores, but being starkly different, they affect creditworthiness in diverse ways…
HYBRID BANK·Nov 2, 2020Factors Affecting Credit Scores: Determining the Scope of Crypto-based Credit AssessmentNumerous details and credit-habits go into the making of credit scores, which are also the factors responsible for helping the lender…
HYBRID BANK·Oct 29, 2020Comparison: Hybrid Bank vs. CreditCoinThe rise of Decentralized Finance (DeFi) has introduced an unprecedented scope for blockchain implementation. Today, the technology not…
HYBRID BANK·Oct 27, 2020What Do Lenders Look for in Credit Reports?Credit reports occupy such a massive space in our daily lives. They serve as a preliminary but authentic gateway to trust that is…
HYBRID BANK·Oct 22, 2020Building a Good Credit for Better Crypto LoansAlongside the growing popularity of crypto-assets, lending and borrowing have emerged as a leading use case in this domain. Consequently…
HYBRID BANK·Oct 19, 2020What are Credit Scores and Why are they Significant in the DeFi Space?From top-tier financial institutions to SMEs, all are dependent on what is now known as the credit score. The traditional decision-making…
HYBRID BANK·Oct 12, 20205 Use Cases of Cryptocurrency LendingOne of the most devastating market plunges — the 2008 crash — was triggered by a massive $12.68 trillion debt recurring from defaulting…