Jeffrey Loyd·Jan 11, 2023Unlock the Value of Your Home: How Installing Solar Increases Your Home’s Sale Price & Attracts…Installing solar panels on your home is a smart investment, not only by saving on energy costs, but also by increasing the overall value of…
Jeffrey Loyd·Oct 26, 2022WTF is a 2–1 Buy down?Get the seller to pay part of your mortgage payment for the first two years. That’s a 2–1 buy down.
Jeffrey Loyd·Oct 16, 2022WTF is a Seller’s Concession?A seller’s concession (a/k/a seller’s assist or seller’s credit) is a credit to the buyer to cover the cost of the transaction. It can only…
Jeffrey Loyd·Jun 20, 2022Does my solar loan change my Debt To Income (DTI) Ratio?Yes — all loans or lease payments change your debt to income ratio. Let’s talk about how it works.
Jeffrey Loyd·Jun 7, 2022WTF is a Closing Protection Letter (CPL)?The Closing Protection Letter protects the lender and/or the buyer — the insured party — if there is misconduct by the closing agent. It’s…
Jeffrey Loyd·Jun 1, 2022WTF is per diem interest?Per diem interest is the dollar amount you pay in interest on your mortgage per day.
Jeffrey Loyd·May 26, 2022How do I increase my credit score?While it may not be the answer borrowers want to hear, repairing your credit is the best thing to do before you submit a mortgage…
Jeffrey Loyd·May 16, 2022Buying A House With Bad Credit?Buying a home is on everyone’s bucket list. Whether you want to buy a home because you finally want to settle down, or you are tired of…
Jeffrey Loyd·May 3, 2022WTF is an Appraisal Management Company (AMC)?“Please reach out to the appraiser and tell them I’ll be late meeting them at the house”
Jeffrey Loyd·Mar 18, 2022WTF is a Mortgage Contingency?A financing contingency (aka mortgage contingency) is a clause in the contract of sale that gives buyers time to apply for and obtain…
