Rohit Mittal·Feb 16, 2021A guide to important terms in a debt term sheetRaising a debt facility is complex but important. Founders don’t have clarity on the process or the terms. I’ll share the common debt…
Rohit Mittal·Nov 30, 2020Analyzing Upstart’s S-1 filingUpstart Holdings, an online lender recently filed their S1. This is the first blog post that I have collaborated on. It was too good to…A response icon2A response icon2
Rohit Mittal·Nov 18, 2020Recasting incumbents in fintechSarah Tavel (Partner, Benchmark Capital) wrote a post on building multibillion-dollar startups. The core idea is to build a 10x product at…
Rohit Mittal·Sep 30, 2020The product expansion conundrum for fintech startupsAll companies struggle with one question — how to expand beyond the first product.
Rohit Mittal·Aug 24, 2020Analyzing Affirm’s $400M Asset SecuritizationAffirm, an online point of sale lender, completed its first securitization. Below, I’ll share what I’ve learned.A response icon2A response icon2
Rohit Mittal·Aug 3, 2020Access vs CostFintech startups have been slowly taking customers away from banks — one product at a time. These startups are also eating profitable…
InBuild the futurebyRohit Mittal·Aug 27, 2019A framework for evaluating consumer credit startupsU.S. consumer credit businesses have exploded in the last decade. There are 500+ new startups serving consumers with products at different…A response icon1A response icon1
InBuild the futurebyRohit Mittal·Mar 4, 2019How much do VCs make(base salary)?Wealth is built by owning equity for the long term. VC industry is in the business of investing in this equity. But how much do they make?
InBuild the futurebyRohit Mittal·Dec 13, 2018Hard Work, Binary Risks and Persistence — the story of Stilt Inc.Stilt is a finetch company focused on improving access to credit for immigrants. These are the people who move from other countries and…
InBuild the futurebyRohit Mittal·Aug 20, 2018Financial inclusion — enabling credit for immigrants from 150+ countriesWe started Stilt ~3 years ago from our apartment in San Francisco. Both Priyank and I were on visas with full-time jobs while spending…
