In華田銀行byWallace Tin·Oct 4Hang Seng’s ‘e-Passbook Card’: A Psychological War Over the Ritual of Passbook UpdatingOriginally published on Patreon on 13 Apr 2023.
Wallace Tin·Sep 26When did the “Minimum Balance Fee” in Hong Kong actually start?It all traces back to the 1964 “Interest Rate Agreement”
In華田銀行byWallace Tin·Sep 24What is HSBC Actually Fixing by Introducing “iAM Smart” for Loan Approvals?Originally published on Patreon on 23 Feb 2026 .A response icon1A response icon1
In華田士多byWallace Tin·Sep 19On Salary — 3 Things I Want to Tell the 25-Year-Old You As I Grow OlderReflections from a Hong Kong banking insider on career, disposable income, and escaping the elite pressure cooker.
In華田士多byWallace Tin·Jul 27來，來一本東野圭吾記錄一下生活，就是前陣子在 Patreon 說的「只顧愉悅自己的文字」。A response icon1A response icon1
In華田銀行byWallace Tin·Jul 14象象銀行：一場關於香港數字銀行「零件化」的生存實驗Medium 這邊基本上已經極少更新，每星期的文章都放了在 Patreon，有興趣可以去《華田研究所》或者直接去《華田研究所總目錄》看一下喇。
Wallace Tin·Dec 28, 2025Encountering a Century-Old HSBC in NagasakiA forgotten branch tellling the history of 1930s
In華田士多byWallace Tin·May 18, 2025隨想 #134 — 從<<夜機>> 到 <<千千闋歌>>，粵語、日語、德語的大雜燴大家好細個好細個嗰陣，最常聽乜嘢歌呢？我講緊真係得五六歲嗰陣。當然呢個唔係反映住大家嘅音樂口味，更多係反映各位呀爸呀媽鍾意乜嘢歌手啦。
