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The Only Financial Plan You Need — Your Next 90 Days Matter Most

A simple 90-day roadmap to organize your money, reduce financial stress, and build lasting wealth.

Photo by Jakub Żerdzicki on Unsplash

To make changes to your finances, the key here is to ensure that each day you’re doing something to better your finances.

Here’s an easy 90-day plan to improve your finances and get them into a place where you will be able to be financially free.

#1: Work out your Freedom Number

Before you save money, earn more, or create a budget, you need to know your goals. For me, it has always been to be financially free as quickly as possible.

The first thing you need to do is to work out your ‘bare essentials’. This is how much you spend per month on essentials such as rent, bills & food.

If you’d like to be able to have a nicer lifestyle, you can include things like coffee and subscriptions.

This will give you 3 options for what you want your Freedom Number to be.

• Tier 1 — Just your essentials to live.
• Tier 2 — A bit more to enjoy.