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Joined 2 years ago
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Cake day: February 23rd, 2024

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  • I see those profiles but they are rare here, and it’s mostly people with tiny purse dogs. I own a 70lb lab. Basically no single women in my area own large dogs. Everyone woman I meet at the dog park is married.

    Sometimes on dates I’m asked if I’d get rid of my dog and my cat. It’s horrible. And a few single women I met who had dogs… basically hated their dog and wanted to get rid of it. because TRAVEL TRAVEL TRAVEL. 90% of my profiles in my area mention travel 2-3 times on their profile and all their photos are traveling. it’s insane.





  • There is doomerism, an there is economic reality.

    I’m talking about the economic reality. Like the fact more than half of millennia home owners had financial assistance from their parents to purchase a home.

    Most people under 50 cannot afford to purchase a home solely based on income alone. It’s a hard, cold, fact. And it gets worse for those under 40, and worse still for those under 30.

    You can whinge on about fantasizing, I am going to stick to hard cold facts.

    Another fact, we have underbuilt housing for 35 years. and we are still underbuilding it, meaning this problem will only get worse and worse unless we start constructing 3x the housing units we currently do.



  • most Americans aren’t poor. median net worth is 135K for a 35 year old. that means 50% of people at 35 have more than that, and 50% have less.

    the rich ones however, are incredibly rich, but they think they are also poor. The poor ones, are also extremely poor. nobody thinks they are rich and have enough.

    my sister has 50 million in wealth. She doesn’t think she is wealthy, she thinks she is struggling middle class. all her neighbors are multi-millionaires and think they are poor and struggling. they are just ‘normal hardworking folk’. they think they work harder than the people living 5 miles away where the median net worth is 50K are lazy degenerates.

    I have about 500K in wealth I’m 40. everyone I meet thinks I’m broke and poor as dirt. but i live in a rich place where nobody thinks you are ‘stable’ unless you have 5million in so in wealth.


  • It doesn’t exist for the vast majority of the population.

    Most of the USA population lives in major cities. 80% of it is urban.

    I already own a condo. Stop pretending like what you are talking is available to the majority of the population, it’s not, by definition.

    Going forward, the only people who will be able to afford homes are the wealthy, who are in the top 10% income and wealth brackets. Everyone else will be renting from them. You can’t scale any of what you are talking about, all you are saying is ‘a minority of people will have to go to extraordinary techniques to own property’.

    Unless housing prices collapse worse than 2008, and nobody wants that either.

    Just because some of us are ‘successful’ doesn’t mean the vast majority of folks are systematically denied the possiblility…

    I went to Harvard. 50% of the slots at Harvard go to legacy or other pre-approved admits. I was a poor kid… the vast majority of people from my background, don’t even go to college, let alone really the top tier ones. Because the wealthy of stacked the deck systematically to advantage themselves at the expense of everyone else.

    The idea of ‘working you way up’ is rapidly diminishing to the point that Gen Z kids only have a 10% change of ‘bettering’ their wealth/income, and most of them are dependent on parental wealth to keep them in their existing income class.



  • take a low paying coding job. there are tons of them.

    the issue is that most programmers don’t want to work for 50K a year. they want to work for 100K. they were sold on that high income potential rather than middle class income potential.

    my company is small, our top programmer with 30 years of experience only makes about 150K. he could probably make double or triple that if he worked for a tech corp.

    our start salary from an entry level programmer is about 65K, way below the market expectation of 80-100K

    the kicker is, our programmers tend to be lifers. because the job is stable and the benefits are amazing, even if the pay is ‘criminally’ low such that most people won’t entertain it.

    most employees only care about the salary.


  • It’s almost like most industries are subject to the whims of the broader economy, and hiring is up when demand is up, and hiring is down, when demand is down.

    IT also gets over consume during built outs and high growth, and cut back to the bone when things are stable or shrinking.

    Most tech upgrades are also cyclical, hence why a lot of IT work is contract. They only want someone for 12-18 months during an upgrade cycle, and then they can wait another 3-6 years for the next cycle.









  • Because you can’t buy old money. You can only be born into it.

    It’s about pedigree of birth. It’s the American version of being nobility.

    Plenty of European nobles are broke, but they are still nobles. and therefore better than you.

    It’s about being superior to other people.

    I went to Harvard. I have known and interact regularly with a lot of old money people. I’m middle-class, but I talk fancy due to my education, so I can pass sometimes, esp in casual settings.

    But once they figure out that I’m not old money like them, they are utterly disgusted with my existence.

    And a lot of old money people, look middle-class. They drive Priuses, they have jobs, they dress pretty plainly. , The difference is though they vacation in places you’ve never heard of and they own homes there, and unlike you, their salary is fun money, they don’t need it. They tend to take a lot of jobs in arts, non-profit, education, etc that most middle class people think are too low paid to have a good life on.