

Eh, mostly just because less money coming out of my account at once feels better and there isn’t a downside really. It’s mostly like Amazon’s pay in 4 etc, especially if I think there is a chance I might return it. I would not ever not pay it off and incur fees. Its nothing special, I don’t touch afirm though generally just Amazon and paypals short duration things.






I used to think they were silly. My son got some and I tried them on… I now have my own. They are great when you just want to slip something on rq.