Medium

Paul Scully

In

Active Minds Hub

by

Paul Scully

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Sep 20

My Mortgage Is Up for Renewal in Canada — Should I Refinance or Consolidate My Debt?

But I currently have $31,000 in credit card debt — and I’m wondering if refinancing my mortgage could finally give me some breathing room.

My Mortgage Is Up for Renewal in Canada — Should I Refinance or Consolidate My Debt?

Paul Scully

·

Aug 27

My Parent Gave Me Power of Attorney — Can I Refinance Their Home?

Having authority to manage a parent’s finances doesn’t necessarily mean you can simply do whatever you want with their home.

My Parent Gave Me Power of Attorney — Can I Refinance Their Home?

In

Activated Thinker

by

Paul Scully

·

Aug 22

My Daughter Asked Me to Help With Her Mortgage — But I’m Supposed to Be Retiring

I thought I was finally protecting my retirement savings. Then my daughter asked me to help with her mortgage — and I had to decide how…

My Daughter Asked Me to Help With Her Mortgage — But I’m Supposed to Be Retiring

Paul Scully

·

Jul 22

I Felt Like Declaring Bankruptcy Meant I Had Failed — Until Someone Told Me Otherwise

For many Canadians, the hardest part of dealing with overwhelming debt isn’t the paperwork — it’s overcoming the shame.

I Felt Like Declaring Bankruptcy Meant I Had Failed — Until Someone Told Me Otherwise

Paul Scully

·

Jul 14

I Didn’t Need a Business Loan to Save My Business — I Needed One to Grow It

Knowing the difference could be one of the most important financial decisions a Canadian entrepreneur ever makes.

I Didn’t Need a Business Loan to Save My Business — I Needed One to Grow It

Paul Scully

·

Jul 11

Should You Apply for a Business Loan in Canada? Here’s What Lenders Actually Look For

Getting approved for business financing isn’t just about having a good idea. Understanding what Canadian lenders look for can improve your…

Should You Apply for a Business Loan in Canada? Here’s What Lenders Actually Look For

In

Activated Thinker

by

Paul Scully

·

Jul 7

I Spent 40 Years Paying Off My Mortgage — Then I Considered Borrowing Against It Again

It sounded crazy at first. But for some Canadian retirees, using home equity is becoming part of a thoughtful retirement strategy.

I Spent 40 Years Paying Off My Mortgage — Then I Considered Borrowing Against It Again

In

Activated Thinker

by

Paul Scully

·

Jul 5

My Retirement Plan Didn’t Include Financially Rescuing My Adult Children

Yet many Canadians find themselves using savings, home equity, or new debt to help the people they love most.

My Retirement Plan Didn’t Include Financially Rescuing My Adult Children

In

Activated Thinker

by

Paul Scully

·

Jul 1

My Daughter Asked Me for Money During Her Divorce — I Didn’t Know How to Say No

When your child is facing one of life’s biggest challenges, helping financially can feel like the only option — but at what cost to your…

My Daughter Asked Me for Money During Her Divorce — I Didn’t Know How to Say No

In

Activated Thinker

by

Paul Scully

·

Jun 29

We Realized We Had to Move Our Family Out of the Neighbourhood — Even Though We Could Barely Afford…

When staying in the wrong neighbourhood becomes a financial decision, many Canadian families are forced to weigh safety, stability, and…

We Realized We Had to Move Our Family Out of the Neighbourhood — Even Though We Could Barely Afford…

Paul Scully

Paul Scully

Writing about financial stress, debt relief, and real-world money decisions in Canada — combining lived experience with practical guidance. Based in Canada.

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