Medium

Todd Baker

Todd Baker

·

Jul 4

Predictability and Economic Advantage

Predictable regulatory outcomes within a bounded range were a super power for the US. No longer.

Predictability and Economic Advantage

Todd Baker

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Mar 10

The Clarity Act, Stablecoin Yield and the Chinese Crypto Bogeyman

The President reverted to an old trope to try to jumpstart the Clarity Act process — it just happens to be wildly off base. He also ignored…

The Clarity Act, Stablecoin Yield and the Chinese Crypto Bogeyman

Todd Baker

·

Sep 15, 2025

You are Invited: The Future of Money: The Genius Act, Stablecoins, and the Global Expansion of…

In person or streamed September 26, 2025 8:30 am to 12:45 pm EDT

You are Invited: The Future of Money: The Genius Act, Stablecoins, and the Global Expansion of…

Todd Baker

·

Jul 23, 2025

What we Talk About When We Talk About “Fed Independence”

From the CLS Blue Sky Blog

Todd Baker

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Jul 11, 2025

What’s the Point of Having an Oligopoly if You Don’t Use It?

JP Morgan and the Bank/Fintech Data Sharing Follies

What’s the Point of Having an Oligopoly if You Don’t Use It?

Todd Baker

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Jun 30, 2025

“We named the bank Erebor as an expression of our core mission: to steal all the wealth in the…

…just kidding, but maybe the Tech Lords could use a brand consultant

“We named the bank Erebor as an expression of our core mission: to steal all the wealth in the…

Todd Baker

·

May 29, 2025

Coopting the Crypto Bros on Stablecoins

The plans being discussed by the big banks for a collaborative stablecoin would basically stop the whole stablecoin craze in its tracks

Coopting the Crypto Bros on Stablecoins

Todd Baker

·

May 29, 2025

Lessons from Fight Club: Implicit Guarantees and the GSEs

Donald Trump took to Truth Social to clarify his plans for the re-privatization of Fannie Mae and Freddie: it didn’t go well

Lessons from Fight Club: Implicit Guarantees and the GSEs

Todd Baker

·

May 21, 2025

Squaring Circle

What’s the value of a crypto wrapper on a narrow bank?

Squaring Circle

Todd Baker

·

Apr 2, 2025

The Capital One Shakedown

Business-friendly-as-a-service

Todd Baker

Todd Baker

Todd H. Baker is a Senior Fellow at the Richman Center for Business, Law & Public Policy at Columbia and the Managing Principal of Broadmoor Consulting LLC

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