1Password
1Password provides password management and digital security solutions for individuals, families, and businesses through a subscription-based platform with zero-knowledge encryption architecture.
1Password Pricing 2026: Plans, Costs & Total Expenses
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Last updated
March 30, 2026
1Password pricing ranges from $2.99/month for individuals (annual billing) to $7.99/user/month for business teams, with custom Enterprise pricing for organizations exceeding 100 users. Mid-market companies in the 21-99 user range face a pricing gap: no published rates exist, requiring direct sales engagement to obtain quotes.
TL;DR: 1Password Pricing At a Glance
| Plan | Price (Annual Billing) | Best For | Key Features |
|---|---|---|---|
| Individual | $2.99/month ($35.88/year) | Personal use | 1 user, unlimited devices, all apps |
| Families | $4.49/month ($53.88/year) | Households | Up to 5 users, shared vaults |
| Teams Starter Pack | $19.95/month ($239.40/year) | Small teams ≤10 | 10 users fixed, basic SSO/SCIM, 20 guest accounts |
| Business | $7.99/user/month ($95.88/user/year) | Growing orgs (5-20 users typical) | SIEM integration, device trust, advanced reporting, SSO/SCIM, SOC 2 certification |
| Enterprise | Custom pricing | 100+ users | Dedicated CSM, custom security policies, volume discounts |
Source: 1Password pricing
Note for mid-market buyers: Organizations with 21-99 employees fall into a pricing gap. The Business plan documents a "typical maximum" of 20 users while Enterprise requires 100+ users. You'll need to contact sales for custom quotes, which eliminates the ability to compare costs against competitors before engaging with vendors.
What You Get At Each Tier
1Password structures its plans across five tiers: Individual and Families for consumers, plus Teams, Business, and Enterprise for organizations. The key divider: enterprise infrastructure (SSO, SCIM, compliance certifications).
Consumer plans offer flexible monthly billing at a 25% premium; business plans (Teams and above) require mandatory annual prepayment with no monthly option. Enterprise integrations become available at the Teams tier ($19.95/month for up to 10 users), not exclusively at higher tiers.
Individual Plan: $2.99/month (Annual Billing)
Overview: Covers one user across unlimited devices. Available with monthly billing ($3.99/month) or discounted annual billing ($2.99/month, $35.88/year), offering 25% savings for annual commitment.
Best for: Individual users who need personal password management across all their devices. Ideal for solo professionals, freelancers, or individuals who want to test 1Password's core functionality before recommending it for their organization. Not suitable for any team or organizational use.
What's included:
- Unlimited password and document storage
- All platform apps (Mac, Windows, iOS, Android, Linux, browser extensions)
- Watchtower security monitoring for compromised passwords
- Two-factor authentication support
What's not included: Shared vaults (temporary sharing only), administrative controls, SSO/SCIM support.
Verdict: At $35.88/year, this plan works for testing 1Password's interface and core functionality. However, it lacks team collaboration features; the Individual plan offers only temporary password sharing, not shared vaults. Permanent shared vaults require upgrading to the Teams tier ($19.95/month for up to 10 users).
Families Plan: $4.49/month (annual billing) or $5.99/month (monthly billing)
Overview: Extends password management to up to five family members with unlimited shared vaults at $5.99/month or $4.49/month with annual billing.
Best for: Households wanting to share passwords securely among up to 5 family members. Also useful for very small informal teams (under 5 people) who don't need SSO or compliance features.
What's included:
- Everything in Individual
- Up to 5 users
- Unlimited shared vaults between family members
- Vault permission controls (owner vs. family member access)
- Account recovery options if a family member forgets their master password
What's not included: Guest accounts, SSO integration, SCIM provisioning, administrative policies, compliance certifications.
Verdict: The Families plan costs $0.75/user/month at full capacity, the lowest per-user cost in 1Password's lineup. Some small teams use this plan informally, though it lacks business-grade controls. The absence of SSO makes it unsuitable for organizations with existing identity infrastructure (Okta, Azure AD, Google Workspace).
Teams Starter Pack: $19.95/month (Flat Rate)
Overview: Covers up to 10 users at a fixed monthly price of $19.95/month with no per-user scaling.
Best for: Startups and small teams with up to 10 employees who need SSO integration and automated user provisioning.
What's included:
- Up to 10 users (hard cap; 11th user requires upgrade to Business)
- Basic SSO integration with major identity providers (Okta, Microsoft Entra ID, Google Workspace, JumpCloud, OneLogin, Rippling, Duo, Auth0, Ping Identity)
- SCIM provisioning for automated user management
- 20 guest accounts total for external contractors
- Role-based vault permissions
- Admin console for user management
- SOC 2 Type 2 compliance coverage
What's not included: SIEM integration, device trust enforcement, custom security policies, dedicated support.
Per-user economics: At full 10-user capacity, Teams costs $1.99/user/month. Adding an 11th user forces migration to Business tier at $7.99/user/month, quadrupling your per-user cost.
Supported Identity Providers (from SSO documentation):
- Okta
- Microsoft Entra ID (Azure AD)
- Google Workspace
- JumpCloud
- OneLogin
- Rippling
- Auth0
- Duo
- Ping Identity
- Any OIDC-compliant provider
Verdict: Teams Starter Pack offers competitive pricing for organizations that can stay at or under 10 users. The $239.40/year total includes enterprise SSO/SCIM capabilities that Individual and Families plans lack. However, the fixed 10-user ceiling creates a planning challenge: scaling to 11 users forces a transition to the Business plan at $7.99/user/month, a 4x per-user cost increase.
Business Plan: $7.99/user/month
Overview: 1Password's primary enterprise offering for organizations up to 20 users. Adds identity provider integration (SSO/SCIM provisioning with Okta, Azure AD, Google Workspace, and others), full SIEM integration (Datadog, Splunk), device trust enforcement, advanced administrative controls, and compliance certifications. Organizations with 100+ users qualify for the Enterprise tier.
Best for: Organizations with existing identity infrastructure requiring automated SSO/SCIM provisioning, compliance certifications, or device trust enforcement for zero-trust security architectures.
What's included:
- Everything in Teams
- SIEM integration with Datadog and Splunk
- Device trust enforcement for zero-trust architectures
- Custom security policies
- Advanced reporting and usage monitoring
- Automated report generation for compliance audits
- Full compliance certification support: SOC 2 Type 2, ISO 27001:2022, ISO 27017, ISO 27018, ISO 27701, GDPR, HIPAA, PCI-DSS
- Included perk: Every Business user receives a complimentary Families plan for personal use (a $53.88/year value)
What's not included: Dedicated Customer Success Manager (requires 101+ users), 24/7 phone support, custom enterprise integrations.
The 20-user ceiling: The Business documentation indicates the plan serves "typically" 5-20 users. Organizations exceeding 20 users must transition to Enterprise custom pricing.
Verdict: The Business plan's value centers on capabilities absent from Teams: SIEM integration for security operations centers, device trust for zero-trust deployments, and compliance certifications for regulated industries. At $7.99/user/month compared to Teams' $1.99/user/month at 10-user capacity, it's a 4x per-user premium. If your organization operates a SOC, requires HIPAA/PCI-DSS compliance, or needs device posture validation, this premium is justified. If you don't need these capabilities, Teams provides equivalent core functionality at lower cost.
Enterprise Plan: Custom Pricing
Overview: Volume-discounted pricing for organizations with 100 or more users, including dedicated customer support, personalized training, and custom implementation tailored to enterprise security and compliance requirements.
Best for: Organizations with 100+ employees requiring negotiated pricing, dedicated account management, custom security configurations, and enterprise infrastructure integration.
What's included:
- Everything in Business
- Dedicated Customer Success Manager
- Personalized training and onboarding
- Quarterly or annual business reviews
- Expert phone support (Monday-Friday, 9 AM-5 PM EST)
- Extended trial periods beyond the standard 14 days
- Custom security policy implementation
- Priority support access
What's not published: Specific per-user pricing, volume discount thresholds, or multi-year contract terms.
Verdict: Enterprise pricing requires direct sales engagement through 1Password sales. The primary value-add over Business is dedicated support: at 101+ users, dedicated CSM, personalized training, and expert phone support become standard inclusions.
Hidden Costs & Add-ons
Beyond advertised subscription prices, several additional costs affect total cost of ownership. 1Password publishes most costs upfront with fewer hidden fees than typical enterprise SaaS, but budget planning should account for the following.
Confirmed additional costs:
- Prorated user additions: Adding users mid-billing-cycle incurs prorated charges for the remaining period
- Guest user charges: Business plans include 20 guests per user; exceeding this limit triggers additional fees
- Taxes and VAT: International customers must budget 5-21% additional depending on jurisdiction (EU VAT, Australian GST, etc.)
- Foreign transaction fees: Non-USD billing may incur 1-3% bank fees
- Lost prepayment on cancellation: The refund policy states "all payments are non-refundable"; canceling mid-cycle forfeits unused months
Fees NOT charged:
1Password avoids several common enterprise SaaS fees. These are included at no extra cost:
- ✓ No setup or implementation fees
- ✓ No premium support tiers (support included with all plans)
- ✓ No storage overage charges (unlimited vault storage)
- ✓ No API access fees (included in Business tier)
- ✓ No per-device fees (unlimited devices per user)
- ✓ No mandatory training fees
- ✓ No cancellation penalties (can cancel anytime)
Budget planning recommendation: For mid-market IT directors, budget base subscription costs plus 10-15% for taxes, potential user growth, and foreign transaction fees.
The non-refund policy risk: A 100-user Business deployment costs $95,880 annually. If you cancel six months in due to a failed SSO integration or organizational restructuring, you recover $0. Competitors like Bitwarden offer 30-day money-back guarantees; 1Password does not.
Annual billing requirement: Teams and Business plans require annual prepayment with no monthly option. For a 50-user deployment, this means a single $4,794 upfront payment rather than monthly cash flow management.
Competitive Context
For mid-market IT buyers comparing options, here's how 1Password stacks up against primary competitors:
| Factor | 1Password Business | Bitwarden Enterprise | LastPass Business |
|---|---|---|---|
| Per-user cost | $7.99/user/month ($95.88/year) | $6/month | $7/month |
| User limit | 20 max (then custom) | Unlimited | Unlimited |
| Monthly billing | ✗ | ✓ | ✗ |
| SSO/SCIM | Included | Included | Included |
| Self-hosted option | ✗ | ✓ | ✗ |
| Refund policy | Non-refundable | 30-day guarantee | Non-refundable |
The 50-employee comparison:
- Bitwarden Enterprise: $3,600/year ($6 × 50 × 12)
- LastPass Business: $4,200/year ($7 × 50 × 12)
- 1Password Business: Requires Enterprise custom quote (exceeds 20-user Business maximum)
Key differentiators:
1Password's advantage lies in compliance certification breadth (SOC 2 Type 2, ISO/IEC 27001:2022, ISO/IEC 27017:2015, ISO/IEC 27018:2019, ISO/IEC 27701:2019, GDPR, HIPAA, PCI-DSS) and SIEM integration.
Organizations in regulated industries or with security operations centers find this justifies the premium. Organizations without these requirements may find equivalent functionality at lower cost with Bitwarden.
